ACH Response Codes

0

Processed

1

Originated

2

Funded

3

Returned

4

NSF (Insufficient Funds)

5

Chargeback

6

Invalid

7

Declined

8

Refund

9

Credit

10

Incomplete

11

Cancelled

12

BO Exception

13

Downloaded

14

Credit Originated

15

Credit Downloaded

16

Credit Return

17

Credit Funded

18

Declined Downloaded

19

First Recycle

20

Second Recycle

21

Failed Recycle

55

Chargeback Override

88

Authentication

107

Downloaded Declined

188

Downloaded Authentic

200

Incomplete Scanned

666

All Returns