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A Broad Network of Providers Nationwide

Curative health plan members have access to a high-quality network of providers across the U.S.

Summary of Benefits

Available as a PPO, PPO+ and EPO network options. Learn more about our additional plan options, EPO Value, and PPO Max.

In-network
Coverage

Review your coverage options.

Annual Deductible

$0

Coinsurance Percentage

0%

Annual Out-of-Pocket Maximum (Medical)

$0

Lifetime Maximum Benefit

No Limit

Office/Virtual Visit - Family Practice, Internal Medicine, OB/GYN, Pediatrics

$0

Specialist Office/Virtual Visit

$0

Telemedicine - Urgent Care with a 24/7/365 On Demand Doctor Visit

$0

Urgent Care

$0

Preferred Drugs - Includes certain Generic, Brand Name, & Specialty drugs

$0

In-network (no Baseline Visit)
Coverage

Review your coverage options.

Annual Deductible

$5,000/person and $10,000/family

Coinsurance Percentage

20% Medical 25% Pharmacy

Annual Out-of-Pocket Maximum (Medical)

$7,500/person and $15,000/family

Lifetime Maximum Benefit

No Limit

Office/Virtual Visit - Family Practice, Internal Medicine, OB/GYN, Pediatrics

$25 copay after deductible

Specialist Office/Virtual Visit

$50 copay after deductible

Telemedicine - Urgent Care with a 24/7/365 On Demand Doctor Visit

$0 copay

Urgent Care

20% coinsurance after deductible

Preferred Drugs - Includes certain Generic, Brand Name, & Specialty drugs

$50 copay after deductible

Out-of-network
Coverage

Review your coverage options.

Annual Deductible

$10,000/person and $20,000/family

Coinsurance Percentage

50%

Annual Out-of-Pocket Maximum (Medical)

$15,000/person and $30,000/family

Lifetime Maximum Benefit

No Limit

Office/Virtual Visit - Family Practice, Internal Medicine, OB/GYN, Pediatrics

$50 copay after deductible

Specialist Office/Virtual Visit

$100 copay after deductible

Telemedicine - Urgent Care with a 24/7/365 On Demand Doctor Visit

No coverage

Urgent Care

50% coinsurance after deductible

Preferred Drugs - Includes certain Generic, Brand Name, & Specialty drugs

50% coinsurance after deductible

Bring your provider with you

We know how important it is to have a provider you trust. Here’s how to connect with the right care based on your plan type:

  • EPO Value Members: The Curative Cash Card gives you access to $0 care at any provider labeled “Curative Cash Card Only" that you have a Curative Pass for instead of your Member ID card. It can be used as a backup when you have a Curative Pass but your provider doesn’t take your Member ID card.

  • All other Curative plan members: You can use the Provider Search tool to find high-quality, in-network providers for $0 care.

If your provider isn’t already in network, you can nominate them to join the Curative Cash Card network using the form below.

Telehealth 1/26/26

Access Curative Telehealth

24/7 telehealth for $0

See a doctor when and where you need to. We make access to care that easy.

No copay. No wait. No crowded offices.

Explore telehealth care
Ultimate Choice, Unmatched Freedom

Learn more about Curative's PPO Max

Discover Curative's PPO Max, designed for those who want the best in healthcare choice and flexibility.

Need assistance?

If you need assistance finding your physician, Curative Member Services is here to help.