Miami health insurance: Transparent & affordable group plans
Curative is redefining Miami health insurance with a prevention-first health plan designed for clarity and affordability. With $0 copays, $0 deductibles, and a single flat monthly premium, Curative brings simplicity to employer-sponsored health coverage in Miami-Dade, Broward, and surrounding areas.
A better way to do health insurance in Miami
A better way to do health insurance in Miami
Curative takes the complexity out of health insurance that Miami employees rely on. Our model prioritizes early access to care, eliminates surprise medical costs, and encourages ongoing health engagement.
Fixed monthly premium, no hidden fees or confusion
Robust provider network
24/7 telehealth and bilingual Care Navigators to guide plan users
Why Miami businesses choose Curative
Many traditional employer plans in South Florida create more headaches than help—high out-of-pocket costs, confusing benefit structures, and delayed care. Curative was designed to fix these common pain points with clarity, affordability, and accessible preventive care.
Our group health insurance Miami plans offer a scalable way to support your workforce, encourage productivity, and reduce absenteeism through healthier benefits.
Plans built for Miami communities
Curative’s Miami health insurance is available in major South Florida metros, including:
Miami‑Dade and Broward Counties
West Palm Beach and Palm Beach County
Greater Miami‑area employers and members
Whether your workforce is local or spans across the United States, Curative’s streamlined model ensures consistent, high-value coverage.
How Curative works
How Curative works
Enroll through your employer or benefits administrator
Complete your Baseline Visit within 120 days of your plan start date to continue accessing $0 in-network care
Use your benefits with confidence, knowing your coverage is designed around simplicity and support
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
View plan options and funding typesFully-insured
For employers who want Curative to take care of it all.
Availability: Companies headquartered throughout 38 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
Company size: 20+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
Want to learn more about group health insurance in Miami?
Curative’s innovative approach makes it easy for employers to offer high-quality, low-stress group health insurance in Miami. Whether you're exploring coverage for your workforce or looking to improve employee wellbeing, our plan delivers.
Explore Miami Plans or Contact Us to discover a better way to do employer-sponsored health insurance in Miami.
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We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next generation health plan.