Here’s what you get on EPO Value:
Here’s what you get on EPO Value:
The Curative EPO Value Plan is a smart, affordable health plan that offers $0 out-of-pocket care when using a Curative Pass.
Members receive personalized, real-time provider matches based on their needs and location and get a Curative Pass for each. The tradeoff? A lower monthly premium.
If you prefer full provider flexibility—or need to keep a specific doctor—consider our PPO or PPO Max options instead.
Our lowest monthly premium
$0 out-of-pocket costs with a Curative Pass
Real-time provider matches
Guidance from Care Navigators
Same $0 pharmacy network as other Curative plans
For members: How EPO Value works for you
EPO Value takes the guesswork out of finding care. You’ll get a Curative Pass to see providers for $0 visits.
How to use your Curative Pass
How to use your Curative Pass
Sign in to the Member Portal and open the Curative Pass tool.
Search for the care you need (e.g., “cardiologist,” “physical therapy”).
Browse real‑time matches curated for your location and request.
Select one or more providers—your unique Curative Pass is generated instantly.
Use your Curative Pass when you book and attend the visit within the Pass window: your cost = $0.
How and when to create a Curative Pass on the EPO Value Plan
Good to know:
You can always view our full in‑network directory on our provider search tool, but EPO Value covers $0 care only with providers selected through your Curative Pass.
Need different options for medical reasons? Request a fresh set of matches in the tool—no extra steps. We'll provide more options if they're available.
Emergency or urgent care never requires a Curative Pass; seek help wherever you need it.
Pharmacy: All Curative plans share the same $0 prescription benefit, available through mail order and select retail, including H-E-B, Albertsons, Safeway, Publix – 30,000+ pharmacies nationwide.
For employers and brokers: Why offer EPO Value
EPO Value is designed for employers seeking a cost-conscious health plan option that guides members toward high-value care.
A tiered plan experience
A tiered plan experience
EPO Value can be offered alongside PPO and PPO Max for a tiered plan experience.
To streamline plan choices, groups may offer only one EPO option alongside PPO and PPO Max.
Choose EPO Value
to lower premiums while guiding employees to high-value providers using the Curative Pass. This plan helps employers control costs without sacrificing $0 care options for the team.
Choose EPO
if broader provider flexibility is essential for your team, while still offering $0 care for in-network services.
Plan comparison
Ready to offer EPO Value to your employees?
Contact our team to explore how the Curative EPO Value Plan fits into your group’s benefit strategy.