Whether you have a fire or flood in your office, or an employee suffers a work-related injury, RIBAIA specialists can provide you with a tailored insurance solution that covers the risks you might face.
If your revenue is under £500,000, you can get a quick quote online, and one of the team will follow up with you
If your annual revenue is over £500,000, contact the dedicated team for a competitive offer.
What does the RIBAIA PI scheme offer?
- Enhanced fire-related claims coverage
- Disputed fees coverage (up to £100,000)
- Enhanced contractual liability protection aligned to architects’ needs
- Built-in contract review service
- Innocent Non‑Disclosure Protection
Why get an insurance policy with RIBAIA?
Specialist knowledge
The team work exclusively within architecture, supporting firms involved in complex projects, multi‑disciplinary teams, and higher contractual exposures. RIBAIA understands the risks associated with large-scale design, digital design pathways, and multi-party contracts and has shaped coverage accordingly.
Stronger coverage
With PI rates declining across the sector (as of March 2026), now is an ideal moment for architectural practices to access wider coverage at favourable premiums. The coverage offered is market-leading, with options for longer-term policy periods, giving certainty on costs and coverage.
Claims handling
The true value of a PI policy is revealed by how a claim is handled. Architectural claims can be technically intricate and commercially sensitive; experienced specialists understand both the profession and the policy, ensuring issues are managed proactively, exposures are minimised, and outcomes are optimised.
Frequently asked questions (FAQs)
RIBAIA (RIBA Insurance Agency) is one of the market leaders in the supply of Professional Indemnity insurance to architectural practices. It is the official insurance broking partner of RIBA (the only insurance broker endorsed by the institute) and provides advice and support to hundreds of RIBA members, arranging Professional Indemnity policies which are custom made for the architectural profession. We now also offer other classes of insurance to RIBA Members.
Yes – Because most of the staff working for RIBAIA specialise in the provision of Professional Indemnity insurance for Architects, you can be sure that the people dealing with your day-to-day needs have the in-depth practical knowledge and experience to ensure we offer a first class technical and administrative service.
Yes
RIBAIA have a number of options to reflect the risk profile of a practice. The first two options allow for an online quotation, the third necessitates a completed proposal.
Your practice has a fee income of up to GBP100,000.
Your practice has a fee income between GBP100,001 and GBP1m.
Your practice has a fee income of GBP1m and over.
To receive a quotation please use our online quotation form. If you need further assistance or advice then please call 020 7234 4025
If you own your own practice and the firm no longer continued to trade, then the simple answer here is ‘yes’. Depending on the type of contract you have been involved with during your working life, there may be continuing liabilities in areas such as latent defects and personal injury. However, the law in this area is not clear and you should take legal advice before arranging cover.
How ongoing cover will be provided will depend very much on your circumstances. If you are a "sole trader" or intend to wind-up the business on your retirement, then you would need to continue to renew your policy or look to purchase "run-off" cover. If you are employed by a firm and they continue to trade after your retirement, then you should be automatically covered for work you have done and would continue to be covered providing they maintain PI coverage.
Contact us
To find out more information about RIBA Insurance Agency (RIBAIA) read our FAQs, where you can also find information on how to obtain cover, cover availability and insurance claims. For questions about any insurance products, please contact the RIBAIA team. Get a quote.
- Call: +44 (0) 020 7234 4025
- Email: [email protected]
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
RIBA 1834 Limited is an introducer appointed representative of Arthur J. Gallagher (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered in England and Wales. Company Number 01193013. RIBA Insurance Agency is a trading name of Arthur J. Gallagher Insurance Brokers Limited.
*Gallagher and Gallagher Employee Benefits are trading names of Gallagher Risk and Reward Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: The Walbrook Building, 25 Walbrook, London, EC 4N 8AW. Registered in England and Wales. Company Number: 3265272. Not all business carried out by the company is regulated. www.ajg.com/uk/