Validation Errors

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These error codes are currently being returned only on Credit Transfer Instruction Endpoint

Official ISO 20022 ExternalStatusReason1Code values are used as error codes (see the full list here).

The same error code may be used for different scenarios, but every error will include a specific description as well.

Error Code	Description	Scenarios
`AC01`	Account number is invalid or missing
`AC02`	Debtor account number invalid or missing	Debtor account number invalid or missing. Debtor virtual account number invalid or missing. Provided debtor account number is ambiguous, use IBAN instead.
`AC03`	Creditor account number invalid or missing
`AC05`	Debtor account is closed or inactive
`AG08`	Insufficient permissions for payment instruction
`AM01`	Amount zero is not allowed
`AM02`	Amount exceeds agreed limit
`AM03`	Amount currency mismatch	Amount currency must match either debtor account currency or transfer currency
`AM06`	Amount below minimum allowed value
`AM11`	Currency missing or invalid
`AM12`	Amount is not valid	Invalid length Invalid format
`BE04`	Creditor address missing or invalid
`BE07`	Debtor address missing or invalid
`BE09`	Country code missing or invalid
`BE11`	Country code mismatch	Invalid IBAN + country code combination Forbidden transfer to country
`BE19`	Charge bearer code missing or invalid
`BE20`	Name length exceeds limitation
`BE21`	Name missing or invalid
`CH03`	Requested execution date is too far in the future
`CH04`	Requested execution date is in the past
`CH16`	Content is incorrect	Field contains invalid characters Field value exceeds min/max allowed length
`CH20`	Number of amount decimals not supported by amount currency
`DT01`	Invalid date
`DUPL`	Payment is a duplicate of another payment	Idempotency key was already used by a different request
`FF02`	Syntax error	Idempotency Key must be between 1 and 100 characters
`FF04`	Service Level code is missing or invalid
`FF06`	Category Purpose code is missing or invalid
`FF07`	Purpose code is missing or invalid
`FF08`	EndToEndId missing or invalid
`RC01`	Invalid BIC/clearing code format
`RC05`	BIC missing or invalid
`RC07`	Financial institution missing or invalid
`RC08`	NCC missing or invalid
`RR07`	Remittance information missing or invalid
`MINF`	Mandatory field cannot be empty
`NARR`	Narrative	An error with no direct `ExternalStatusReason1Code` match.

Bulk Payments

Rejection codes

The table below shows the rejection which will trigger a rejection for the whole bulk file. For payment specific failures, refer to Rejected and returned payments reason codes.

Code	Description
AmbiguousDebtorAccount	Provided debtor account number is ambiguous, use IBAN instead.
BulkPaymentApproveDeclinePermissionViolation	Approval required but no approvers exist.
CannotStoreData	Cannot store data
ConflictingConfiguration	Targeted debtor accounts have conflicting configuration.
DuplicateFileUpload	The file content uploaded has already been uploaded in a previous request
DuplicateIdempotencyKey	Duplicate Idempotency Key has been detected
InvalidAccountFormat	Unsupported account format.
InvalidAmountFormat	Amount not formatted correctly.
InvalidAmountLength	Number of characters exceeds maximum allowed length
InvalidAmountPrecisionForCurrency	Number of amount decimals not supported by amount currency.
InvalidCharacters	Invalid characters used
InvalidChargeBearer	Unsupported charge bearer.
InvalidContentType	Content Type is not supported.
InvalidCsvFileExtension	Unsupported file extension.
InvalidCsvFileSize	File size exceeds allowed maximum.
InvalidCsvMaximumNumberOfLines	Number of lines (payments) above maximum allowed.
InvalidCsvMinimumNumberOfLines	Number of lines (payments) below minimum allowed.
InvalidCurrency	Unsupported or invalid currency.
InvalidDateFormat	Date format not supported.
InvalidDebtorAccount	You do not have permission to access selected debtor account or debtor account does not exist.
InvalidFile	The file contains errors in content as well as the file parameter itself
InvalidIdempotencyKey	Idempotency Key exceeds the 100 character limitation
InvalidLength	Number of characters exceeds maximum allowed length.
InvalidMessageReferenceLength	MessageReference header exceeds the 35 character limitation
InvalidOrMissingTotpVerificationNonce	TOTP verification nonce was invalid or missing for payment requiring TOTP verification.
MissingChargeBearer	Missing charge bearer.
ProcessingError	Error processing the payment

Example of CSV file content

123456789,DK1111000000010011,015,DKK,20,DKK,10012022,A,Financial Inst.Ltd.,DK1111000000010100,S,SXPYDKKKXXX,,MESSAGE,,,,SHA,,,DKK,hello1234567,45  
BOD,SOMETHING,FR - GRENOBLE 38100,N  
123456789,DK1111000000010100,010,DKK,20,DKK,10012022,A,Financial  
Inst.  
Ltd.,DK1111000000010011,S,SXPYDKKKXXX,,MESSAGE,,,,SHA,,,DKK,hello1234568,45  
BOD,SOMETHING,FR - GRENOBLE 38100,N

Allowed characters

a b c d e f g h i j k l m n o p q r s t u v w x y z

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

0 1 2 3 4 5 6 7 8 9

/ - ? : ( ) . , ' + _

Space

Note that the following characters are not allowed:

Field only composed of blank characters (space)
First character is colon (:) or hyphen (–)