LUKE CHMIEL⚡️ (@talkintokens) / X

LUKE CHMIEL⚡️

2,314 posts

LUKE CHMIEL⚡️

@talkintokens

credit connoisseur @Morpho | nike shox enthusiast

NYC

talkintokens.substack.com

Joined October 2022

@talkintokens

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LUKE CHMIEL⚡️
@talkintokens
Mar 19
every time i log in, people are getting mad online, arguing about why Morpho is winning: >only winning b/c fee switch is off >only winning b/c institutional adoption >only winning b/c Coinbase >only winning b/c Apollo >only winning b/c no DAO drama >only winning b/c Vault
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LUKE CHMIEL⚡️
@talkintokens
Apr 16, 2025
new ATH for TVL on @maplefinance OVER ONE BILLION UNITED STATES DOLLARS study the redemption arc
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LUKE CHMIEL⚡️
@talkintokens
Jun 21, 2023
🚨 Structured products are coming to @avax 🚨 🧵THREAD👇
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LUKE CHMIEL⚡️
@talkintokens
Oct 21, 2024
I'm biased, but I genuinely believe the @maplefinance redemption arc is one of the best stories in crypto right now: -A high-flying institutional DeFi project from the last cycle, once the hottest in the entire market -An existential crisis post-FTX, with TVL dropping to 0 as
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LUKE CHMIEL⚡️
@talkintokens
Apr 16, 2025
there are now two asset managers in the world with more than $1B of onchain AUM the first is @BlackRock -- $BUIDL now ~$2.5B the second is @maplefinance do with this information what you will
Maple
@maplefinance
Apr 16, 2025
$1B AUM. 🔓 The Maple team is grateful for our community, partners, and allocators who made this possible. Now, we build bigger.
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LUKE CHMIEL⚡️
@talkintokens
Nov 3, 2025
rate has spiked / xUSD depeg has worsened since Elixir came out saying they are structurally senior to all other lenders per a previously undisclosed offchain agreement looking at 6figs of bad debt in this morpho market based on current xUSD market price (no liquidations as
Elixir
@elixir
Nov 3, 2025
During the past 24hrs we have heard concerns around Stream Finance' xUSD. Elixir has full redemption rights at $1 with Stream for its lending position. We are the only creditor with these 1-1 rights. deUSD remains fully backed and Elixir is beginning the process of unwinding
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LUKE CHMIEL⚡️
@talkintokens
May 3, 2025
the dark and too-often-ignored underbelly of tokenizing RWAs is the adverse selection problem bringing 8-12% yielding paper from big name tradfi shops onchain sounds great in theory but a lot of times it’s lipstick on a pig. private credit in particular is tricky because its
Bloomberg TV
@BloombergTV
May 2, 2025
Oaktree Capital Management Co-CEO Robert O’Leary says he sees private credit trades as low as "50 cents" bloom.bg/3F0oczI
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LUKE CHMIEL⚡️
@talkintokens
Jun 8, 2023
Exploring non-USD stablecoins and the future of FX trading on @avax: 🧵THREAD👇
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LUKE CHMIEL⚡️
@talkintokens
Mar 13, 2025
Raise 10m round. Put everything into @maplefinance Instant 1m ARR. Startup masterclass.
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LUKE CHMIEL⚡️
@talkintokens
Jan 30, 2025
2 things happened this week: 1) @maplefinance monthly protocol revenues hit a fresh all time high 2) MIP-013 passed governance, meaning 20% of protocol revenues will now go towards $SYRUP token buybacks relax anon. its probably nothing
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LUKE CHMIEL⚡️
@talkintokens
Nov 4, 2025
if you are building yield products, the reality is that you are always at the mercy of your most irresponsible competitor i.e. the one who sacrifices risk management for a slightly higher yield this is moral hazard. it was prevalent in in the celsius/blockfi days, and it
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LUKE CHMIEL⚡️
@talkintokens
Sep 19, 2024
Is @maplefinance / @syrupfi technically an RWA project?? It's a fair question. The answer depends on your definition of RWA. I'd say yes. Maple + Syrup offer overcollateralized lending products backed by tokenized collateral. It just so happens that we are seeing demand to
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LUKE CHMIEL⚡️
@talkintokens
Feb 28, 2024
GM. Some bullish news to share this morning as BTC passes $60k – I’ve rejoined the team at @maplefinance, where I’ll be working on deal structuring and distribution 🥞🥞 THE COMEBACK 🧵 👇
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LUKE CHMIEL⚡️
@talkintokens
Feb 22, 2025
Often see people doompost about how unhealthy it is to work in crypto—grueling hours, low job security, high stress I’ve found it to be the exact opposite. Working in crypto is invigorating & rewarding See below- Left: 3 years ago, just finished 3 year sentence as an inmate @
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