We launched Pounds to Pocket in summer 2022 however we’ve been operating in the short term loan industry for over 10 years. Our goal is to provide a safe, easy to use and financially responsible short term lending service. We’re fully regulated and are partnered with some of the most reputable and well-established direct lenders operating in the United Kingdom. We pride ourselves on our no-nonsense approach, customer service and ability to help facilitate a quick cash influx for the people who need it most, regardless of credit score or history.
We offer a short term (payday) loan service to customers in the United Kingdom. You can apply for a loan between £100 and £5,000 repayable over 1 – 36 months. The loans we offer can be used for any purpose and aim to provide a quick cash injection to keep you going until your next payday. Upon submission of your application, you’ll receive an instant decision on screen that will tell you if you have been approved for a loan. You will then have the option as to whether or not to accept the loan amount and length (term) presented to you or cancel your application. You are under no obligation to proceed until you formally accept the agreement.
Fair treatment of our customers is something we put at the very forefront of our operations here at Pounds to Pocket. We don’t discriminate and everyone is welcome to apply, regardless of your financial history or credit status. We also strictly adhere to the FCA’s treating customers fairly policy and follow their outline and procedures rigorously. You will not find any misleading information on our website and there are no hidden fees or charges associated with any of the services we offer. The same goes for our lending partners who are all reputable and highly responsible. So you will not be able to borrow more than you can afford to pay back.
Apply for a payday loan is easy, just head on over to our application form and fill in your details. The entire process has been designed in a way that it can be completed in < 5 minutes and we'll only ask you the most basic questions that we need in order to successfully process your application. Typically these are basic personal details such as your name, address and contact details along with specific details surrounding your income and expenditure such as how it's yielded and how much is left over in surplus. Assuming you also meet our default eligibility criteria, we'll then be able to move ahead with your application.
Our primary goal is to facilitate your borrowing needs and match you with a reputable lender who will be able to get you the money you desire in a safe, fast, secure and timely manner. We’ll treat you fairly and with respect, regardless of your current situation and history and we won’t mislead you with hidden meanings, jargon or fees. In short, we’re here to help get you the money you need, as quickly as possible but in a responsible way.
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