Debit cards

Cards

When you get a new card, you’ll need to use it with your PIN in a shop, or at a cash machine, to enable contactless payments.

You can use your debit card to make contactless payments of up to £100 wherever you see the contactless symbol, both in the UK and abroad⁽¹⁾. If you’d prefer a lower limit, you can set your own in the Barclays app⁽²⁾. You can also use your app to turn off contactless payments altogether. It’s quickest to change your settings in the app, but if you don’t have it, you can contact us to change them. 

Apple Pay

Apple Pay  lets you use your Apple device⁽³⁾ to pay with your Barclays debit card wherever you see the Apple Pay or contactless logo.

Google Pay

With  Google Pay  you can link your Barclays debit card to your Android device and use it to pay wherever you see the Google Pay or contactless logo.

Samsung Pay

Samsung Pay  lets you pay anywhere in the world wherever you see Samsung Pay or the contactless logo. 

The amount of cash you can withdraw depends on  the type of account you have with us  and whether you have enough money available in your account, or an arranged overdraft, to cover the cash withdrawal.

You can withdraw cash free of charge at our cash machines, and at other cash machines where you see the Visa or Plus signs. Some other companies may charge a fee. You can also withdraw cash from our self-service machines or counters in a branch, and at a Post Office Counter. Many shops and supermarkets also offer cash withdrawals at checkouts, with or without a purchase.

If you’d like to change your daily cash withdrawal limit, head to the ‘Your cards’ section of our app – you can stop all cash withdrawals here, too.

Creating a travel wallet in your Barclays app lets you buy US dollars  and euros that you can spend using your debit card when you’re abroad. It also lets you track your spending, get spending alerts and convert any remaining currency back to sterling.

To create a travel wallet

• Download and open the Barclays app, then register
• Select ‘Your cards’ on the home screen
• Select ‘Create a travel wallet’.

Find out more about using a travel wallet. View T&Cs. You need to be 16 or over to access this product or service using the app. T&Cs apply. 

You can use your card for shopping and withdrawing cash wherever you see the Visa sign, just like you would at home. You don’t have to tell us when you’re going abroad – if we have any concerns about a card transaction, we’ll get in touch to check it’s genuine.

If you use your debit card to make a payment abroad or withdraw cash, you’ll be charged a 2.99% non-sterling transaction fee.

If you have our app, you can control how your debit card is used abroad through ‘In-store international spending’ in the ‘Your cards’ section. You can find out more about this feature in  Cards management .

As soon as you receive your Barclays Visa debit card you’re automatically registered for  Verified by Visa . We’ll occasionally ask you for some extra security information to verify your purchases when you checkout online, to protect your card against unauthorised use.

And if our security team see any suspicious activity on your card, we’ll be in touch. Remember, you’ll get back any money that’s stolen if you’re a victim of fraud through no fault of your own.

Things you buy with your debit card could be covered by  the chargeback service . 

You can make a claim through this service if something goes wrong with a purchase – for example, if you order something that never arrives or you’re charged the wrong amount by mistake.

When you pay by debit card, it'll usually be authorised immediately (as long as you have enough in your account to cover it). We'll reduce your available balance by the amount you paid straight away. The payment will show as 'pending' until we transfer it to the person or business you paid, which is usually within seven days, but can occasionally take longer.