Keep merchant risk under control after onboarding

Upsonic keeps merchant risk under control with periodic checks across documents, websites, screening results, reputation signals, and business activity. Your team sees what changed, why it matters, and which merchants need review.

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Trusted by teams that monitor merchants at scale

“With Upsonic, our onboarding and settlement processes have become faster and easier to manage.”

Selin Yıldırım

Sr. Operation Manager

Upsonic started our AI-native transformation in operations, then expanded other department. With AI HQ, we now manage the entire FinTech from one intelligent platform.

Mert Kaya

CEO

Upsonic showed us what real agentic transformation looks like by turning every step of our business process into an AI-native workflow.

Talha Kılıç

Head of AI

Detect website changes before they become risk problems

AI agents log in and navigate websites like a human reviewer.

Payment pages are checked as part of each review.

Legal pages, policies, and company details are checked for consistency.

Alerts are created when pricing looks unusually high or unusually low.

Let the numbers do the talking.

Real onboarding economics, measured across live merchant portfolios.

min

to onboard a merchant

Average time for an AI agent to fully onboard one merchant.

30K+

merchants checked

Risk checks completed across live merchant portfolios.

to ROI

Fintechs recover their Upsonic investment in under 3 months.

hrs

saved per merchant

Time saved for your team on every onboarding.

Get visibility, insights, and recommendations with AI HQ

Turn monitoring data into clear operational answers

Operational answers,
not just reports

AI HQ turns merchant monitoring data into clear operational answers. See what changed, why it matters, where reviews are slowing down, and what your team should do next.

Ask the hard
questions

Ask AgentHQ complex questions about merchants, bottlenecks, and expiries. Then get structured answers with evidence, context, and recommended next steps.

The AI-native shift every fintech needs

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Blogs and whitepapers

Tag:

Product

Upsonic News February 2026

Mehmet Bartu

June 20, 2026

The Future of AI Agents in Enterprises: Why Human Oversight Still Matters

Tag:

Agentic AI

Upsonic Insights

The Future of AI Agents in Enterprises: Why Human Oversight Still Matters

Mehmet Bartu

June 16, 2026

What is the Universal Commerce Protocol (UCP)?

Tag:

Payments

Agentic AI

Reconcilation

What is the Universal Commerce Protocol (UCP)?

Mehmet Bartu

June 14, 2026

Frequently Asked Questions

Does the system compare declared MCCs with actual business activity?

Yes. The workflow can compare declared MCCs with website content, product pages, business activity and extracted merchant information.

Can Upsonic process local documents?

Yes. Upsonic can read local documents such as tax certificates, proof of address files, signature circulars and trade registry documents.

Can it integrate with our existing AML, KYB, CRM and internal systems?

Yes. Existing AML, KYB, CRM, document storage, communication tools and internal systems can be connected into the underwriting workflow.

Does underwriting stop after approval?

No. Risk can continue to be monitored after approval.

What makes this different from a traditional underwriting tool?

Traditional tools usually support one part of the review. This workflow connects documents, websites, UBOs, risk tools, policies, evidence and team decisions into one agentic underwriting process.

Does Upsonic support Arabic language and Arabic documents?

Yes. Upsonic can process Arabic merchant documents and extract the key information needed for onboarding, risk and compliance workflows. It can also support market-specific document types used in Arabic-speaking countries.

What is Upsonic's pricing? Is it expensive?

Upsonic is designed to be affordable for fintech teams. The pricing is not higher than many standalone sanctions, website monitoring or risk tools in the market.

Does Upsonic keep a risk history for each merchant?

Yes. Upsonic can keep a historical risk record for each merchant.

Can we use only specific parts of Upsonic through API?

Yes. You can connect any specific part of Upsonic to your existing PF system or internal workflow through API.

Can Upsonic extract all policies from a merchant website?

Yes. Upsonic can scan a merchant website and identify key policy pages such as Terms & Conditions, Privacy Policy, Refund Policy, Shipping Policy, Cancellation Policy and other required compliance pages.

Can Upsonic analyze Arabic merchant websites?

Yes. Upsonic can analyze Arabic merchant websites and extract risk signals from website content, product pages, policies, pricing pages and payment flows.

Can Upsonic integrate with our existing CRM, AML, KYB tools and internal systems?

Yes. Upsonic can integrate with your existing CRM, AML, KYB tools and internal systems.

Keep merchant risk under control after onboarding

Upcoming document expiries

New screening matches

Reputation changes across the web

Trusted by teams that monitor merchants at scale

Detect website changes before they become risk problems

Let the numbers do the talking.