Hot take: I don't think Luqing deserved to go bankrupt.
I mean Fanfan isn't even doing it out of revenge.
Like Luqing isn't the worst guy but he's actually not been good to Xiaofan for a good amount of time. And by that I mean the last 4 years at least.
Letting his ex come into their house and dump fanfan? Come back and go back to the sex 2 years later, and meanwhile your friends openly insult him and you barely defend him in front of him.
Then you don't communicate and honestly I wouldn't be mad if he just didn't communicate, it's just that whenever he spoke to Fanfan about their relationship, it also came with reminding fanfan that Luqing thought he was stupid(not explicitly for this case) and not worth much (very explicitly in this case).
Like okay fine you can't communicate your love but do you have to be cruel????
He did in fact give fanfan hope and then never explained anything even when he knew fanfan was hurting or heartbroken, I would get it if he didn't know but he did know. He knew every step of the way but he still never comforted fanfan, he was too comfortable with the thought that Fanfan had nowhere else to go.
In fact his friend actually communicated more of Luqing's love to Fanfan but even that idiot wrapped the loving words in like 20 layers of insults and reasons why he thought fanfan didn't really deserve the sincere love.
Do I still think this could have all been solved if these two actually communicated and weren't trapped in very annoying families and societal pressure? Yeah they could have.
Which is why they needed to be freed and that's Xiaofan went for, he knew Luqing would always haunt his heart, so making Luqing go bankrupt( well just lose some money, he knew they wouldn't go bankrupt just like that) was more about doing the one thing that would make sure Luqing never forgot him.
I don't think Luqing is a terrible guy, but I also think he made fanfan suffer a lot without any comfort.
Yes others also made fanfan suffer but that didn't hurt because Fanfan never expected them to be different and they didn't even try to be different, Luqing did, he did things lovingly, hinting at stability and then pulled the rug from under fanfan.

