Point of Sale (POS) Systems
5.0 · Matched to your business, not forced on it
With the right POS,
business gets simpler
Your business isn't cookie-cutter and your POS system shouldn't be either. We match the right point of sale system to how you actually operate — restaurant, retail, mobile, multi-location, or specialty — with local setup, training, and support.
Free consult · On-site setup & training · No predatory leases
25+ POS systems
Local setup & training
No bundled lock-ins
Real human support
25+
POS Systems Supported
250+
Tampa Bay Merchants
24hr
Next-Day Funding
5.0★
Google Rating
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POS Solutions
You have POS problems. We have the solutions.
At Tampa Bay Pay, we know your business isn't one-size-fits-all. That's why we offer a powerful lineup of customizable POS hardware and software solutions tailored to your operation. Whether you manage a high-volume retail store, a busy restaurant, a fast-paced café, a food truck, or a service business that needs flexible payment tools, we help you work smarter, move faster, and run more efficiently.
Come to Tampa Bay Pay first.
With more than 25 supported POS options, we don't force your business into one rigid system. We fit the system to your business — not the other way around. You don't need to guess which platform is right. That's our job.
Why Businesses Choose Tampa Bay Pay
Local guidance, better setup, and support after the sale
- Custom recommendations based on your business model
- Hardware, software, and payment processing under one roof
- Hands-on local setup, training, and support
- Restaurant, retail, service, and mobile-friendly options
- Solutions that scale as your business grows
- Real guidance instead of being pushed into a generic system
The POS Lock-In Problem
Most POS shopping turns into a processing trap.
Big-brand POS platforms bundle their own payment processing — and lock you into it. You start by picking a "great" POS, end up paying 3.5% on every transaction, and find out switching processors means switching POS, too. The math gets worse every year.
Here's how the common options stack up against picking your POS and processor separately.
Square POS
Bundled flat-rate · 2.6%+ · Processor locked to Square
Toast (restaurants)
$69-$165/mo + processing · Multi-year contracts common
Lightspeed Retail
$89-$199/mo + processing · Processor locked
Cash register / DIY iPad app
Cheap upfront · No inventory, no integrations, no growth
Tampa Bay Pay POS
Right system for your business + your processor + local setup & support
Supported Platforms
Some of the POS brands and tools we work with
We work with a range of modern POS platforms so we can recommend what actually fits your business instead of pushing one system for everyone.
Clover
FigurePOS
SwipeSimple
Material Retail
OctoPOS
TableTurn
SmartTab
Genius
Korona POS
The Lineup
Nine POS systems
we know inside out
we know inside out
Each one fits a different operation. Here's the quick read on which is right for what — and why.
← Swipe or tap the dots to browse all nine →
1 / 9
CloverRetail & Service
⭐ Most Deployed
Clover
Clover
The flexible all-rounder for retail & service
Clover is the most versatile system in our lineup and the one we deploy most, with a full hardware family for nearly any counter. The Station is the flagship all-in-one with a large touchscreen, receipt printer, and cash drawer; the Mini packs that into a compact countertop unit; the Flex is a handheld for tableside and field use; and Clover Go turns a phone into a reader. A huge app marketplace adds industry-specific tools. Best for retail, cafes, salons, and quick-service food.
- Full hardware family: Station, Mini, Flex, and Go
- Built-in receipt printer, scanner, and cash drawer options
- Customer-facing display on counter units
- Massive app marketplace for industry-specific add-ons
- Best for retail, cafes, salons, and quick-service food
FigurePOSRestaurant
⭐ Restaurant Favorite
FigurePOS
FigurePOS
Our top pick for restaurants
Built specifically for restaurants — pizza shops, delis, quick-service, cafes. Modifier-friendly menus, kitchen printer integration, caller ID, and a clean interface that staff actually pick up fast. Joto's Pizza (52-year family business) upgraded to FigurePOS through us and says staff learn it without extensive training. It's one of the systems we deploy most often in Tampa Bay food service.
- Restaurant-first design: modifiers, splits, kitchen routing
- Caller ID integration for phone-order pizza shops
- Customizable menus per concept or location
- Front-of-house and back-of-house coordination
- Staff training typically completes in a single shift
SwipeSimpleMobile App
Lowest-Cost Entry
SwipeSimple
SwipeSimple
App-based mobile POS. Free swiper included.
App-based payments on any iPhone, Android, or tablet. Free swiper attachment included. Customers can be charged with a swipe, tap, manual entry, or text-to-pay link. One of the most flexible options in the lineup — zero fixed hardware investment, works wherever you and your phone go. Best for mobile-first businesses, contractors, food trucks, and pop-up sellers.
- Free mobile swiper attachment
- Works on any iPhone, iPad, or Android device
- Swipe, tap, key in, or text-to-pay from one app
- Customer management and reporting built in
- Same rate as your counter processing
MaterialBoutique Retail
Built for Retail
Material Retail
Material Retail
Made for boutiques & independent retail
Material is a sleek, iPad-based POS built specifically for boutiques and independent retailers — and it's the system we lean on hardest in the retail space. Start with a single iPad and build out from there, adding barcode scanners, receipt printers, and cash drawers as you grow. It syncs cleanly with Shopify and QuickBooks, so your in-store and online inventory stay in step. For style-driven retail that wants something modern and uncluttered, this is our go-to.
- iPad-based — start simple, expand as you grow
- Connects barcode scanners, receipt printers, cash drawers
- Syncs inventory and orders with Shopify
- QuickBooks integration for clean books
- Best for boutiques, apparel, and independent retail
OctoPOSGrocery & Markets
Built for Grocery
OctoPOS
OctoPOS
Grocery and market POS, done right
OctoPOS was built by grocery owners for grocery and market operations — the kind of store where you've got variable-weight produce, perishable inventory, bottle deposits, and EBT customers in the same checkout line. Cloud-based and scale-ready, it handles the things generic POS systems fumble: weight-based pricing, multiple barcodes per item, expiration tracking, and high-volume multi-lane checkout. Also a strong fit for convenience and specialty food stores.
- EBT / SNAP acceptance built in
- Variable-weight items with scale integration
- Bottle and container deposit tracking
- Perishable inventory with expiration and low-stock alerts
- Best for grocery, markets, convenience, and specialty food
TableTurnFull-Service
Full-Service Dining
TableTurn
TableTurn
Built for full-service dining
Full-service restaurants run differently than quick-service — tables to manage, servers to track, split checks, course-firing, course timing, table status, and the dance of getting food out at the right moment. TableTurn is purpose-built for that environment. Floor-plan view, server workflows, split-check handling, course management, and the operational depth fine dining and casual full-service need.
- Visual floor plan with live table status
- Server workflows with section assignments
- Split checks, course firing, coursing controls
- Tableside ordering on handheld devices
- Best for full-service restaurants, fine dining, gastropubs
SmartTabBars & Nightclubs
High-Volume Bars
SmartTab
SmartTab
Built for high-volume bars & nightclubs
SmartTab is a hospitality POS built by bar and nightclub veterans for fast, high-volume tab service. Start a tab with a card in a fraction of a second, find any tab or item instantly, split checks fast, and keep the line moving on a busy Saturday night. Its hybrid setup pairs a local server with the cloud, so if the internet drops you can still ring orders and process cards. Biometric staff login and QR/mobile ordering round it out.
- Fast tab creation and one-tap tab lookup
- Hybrid cloud plus on-site server — works offline
- Offline card processing keeps the bar moving
- Biometric staff login and detailed activity tracking
- Best for high-volume bars, nightclubs, and venues
GeniusRetail & Restaurant
Counter + Handheld
Genius
Genius
All-in-one retail & restaurant platform
Genius is a modern all-in-one POS platform spanning retail, restaurant, and service businesses, with both sleek countertop and pocket-sized handheld devices. It leans on built-in functionality out of the box — inventory forecasting and automation, customer data and loyalty, employee scheduling, and real-time reporting across locations — rather than requiring a pile of add-ons. A strong fit for businesses that want a polished, connected front-to-back setup, from shops to full-service dining.
- Countertop and handheld devices in one ecosystem
- Inventory forecasting and automation built in
- Customer loyalty, scheduling, and reporting included
- Real-time, multi-location reporting and analytics
- Best for retail shops, service businesses, and restaurants
Korona POSSpecialty Retail
Specialty Retail
Korona POS
Korona POS
Inventory-heavy specialty retail
Korona is a cloud-based POS built for specialty retail with deep inventory needs — liquor stores, wine shops, convenience, vape, and similar high-SKU operations. It handles case/pack/bottle breakdowns, automatic reorder points, vendor management, and detailed reporting, with age-verification prompts at checkout. It's also processor-agnostic with no long-term contracts, so you keep control of your rates. Scales cleanly from one store to many.
- Case, pack, and single-bottle inventory breakdowns
- Automatic reorder points and vendor management
- Age verification prompts at checkout
- Processor-agnostic with no long-term contracts
- Best for liquor, wine, convenience, and specialty retail
Don't pick a POS off a website. The right system depends on your menu, your floor plan, your ticket count, your staff. Tell us how you operate; we'll match the system to the business.
Talk to a POS Specialist →
Built For
POS systems for the way your business actually works
We match the right system to the right workflow so you're not stuck with something your staff hates after week one.
🍴 Restaurants
☕ Cafés
🍔 Food Trucks
🛍️ Retail Stores
💼 Service Businesses
📦 Specialty Merchants
How Tampa Bay Pay Helps
We do more than just hand you hardware
Choosing the right POS system is only part of the job. We help businesses with setup, training, support, and making sure the payment side actually works smoothly too.
- Hardware recommendations
- Software fit and configuration
- Payment processing integration
- Menu and workflow planning
- In-person team training
- Ongoing local support
Video Overviews
Explore some of our featured POS platforms
A closer look at a few of the platforms we most commonly discuss with merchants.
Clover
FigurePOS
SwipeSimple
Frequently Asked Questions
POS systems — answered
Which POS do you recommend for restaurants?
It depends on the restaurant type. For quick-service, pizza, deli, and counter-service spots, FigurePOS is our top pick — it's fast, modifier-friendly, and staff learn it without weeks of training. For full-service dining with tables, server workflows, and split checks, TableTurn is purpose-built for that environment. For high-volume bars and nightclubs, SmartTab is built specifically for fast tab management. We'll walk through your menu, ticket count, and floor plan before recommending.
Which POS do you recommend for retail?
For most retail, Material POS and Clover are our main options — Clover in particular works across a wide range of business types. From there it depends on what you sell: Korona is mainly geared toward liquor stores, and OctoPOS toward grocery, so we'll point you to those when they fit (and walk through the details with you). SwipeSimple is the versatile, low-cost choice for pop-ups and mobile retail, similar in flexibility to Clover. We'll match the system to how your store actually runs.
Can I keep my current POS and just switch processors?
Usually yes. Many POS systems are processor-agnostic — Clover, FigurePOS, OctoPOS, Korona, SwipeSimple, and many others let you swap the processor underneath without changing your hardware or workflow. The big exceptions are bundled-processor systems like Toast, Square, Lightspeed, Shopify POS, and Genius, which run their own built-in processing. We'll be upfront about whether your current POS allows a processor swap.
How much does a POS system cost?
It varies. Mobile-only setups (SwipeSimple, Clover Go) can be effectively free for qualified merchants — you bring the device. Counter systems (Clover, Material POS, OctoPOS, Korona) range from one-time hardware costs to bundled monthly programs. Full restaurant POS systems (FigurePOS, TableTurn, SmartTab) typically include hardware plus a software subscription. We provide actual pricing — no leasing tricks, no hidden monthly fees — before you commit.
Will I need new hardware?
Not always. If your current hardware is compatible with the POS we're recommending, we'll use what you have. If your hardware is outdated or doesn't support modern requirements (EMV chip, NFC tap, PCI standards), we'll recommend the right replacement. We never sell hardware you don't need.
Do you train my staff on the new POS?
Yes. In-person staff training is included with every POS implementation. We come on-site, set up the menu/inventory/workflow, walk your team through operations, and stick around to answer questions. For multi-shift teams, we typically train each shift separately so everyone gets hands-on time.
What if I outgrow my current POS?
That's a good problem to have, and we'll help you migrate. We've moved merchants from Square to FigurePOS as they grew past Square's limits, from basic setups to Korona as their inventory needs deepened, and from cash-only registers into modern POS as their business modernized. We handle the data migration and the parallel-run setup so you're not flying blind during the switch.
Are there monthly software fees?
Depends on the system. Some POS platforms (FigurePOS, TableTurn, SmartTab, Korona) include software subscriptions because they're full-featured restaurant, hospitality, or specialty-retail systems. Others (Clover, SwipeSimple basic) have minimal or no recurring software fees beyond your merchant account. We disclose all software costs upfront — never buried in the statement.
Related Solutions
Pairs well with
Apply Today · Start Processing Faster
Start accepting payments with the right POS system
We'll help you choose the right setup, simplify your operations, and make sure your payment system actually works for your business instead of against it.
Call or Text: (727) 732-3292 · [email protected] · By Appointment Only
Real Merchants · Real Results
What Our Clients Are Saying
Tampa Bay businesses share their experience working with Tampa Bay Pay — from setup through ongoing support.
Joto's Pizza
Jodi Whitcomb, Owner · jotospizza.com
Family-owned for 52 years. Upgraded to FigurePOS — caller ID integration, customizable menus, and a system staff learn fast without extensive training.
Florida Orange Groves Winery
Lance Shooks, Owner · floridawine.com
When QuickBooks stopped processing credit cards, Tampa Bay Pay provided a seamless integration — keeping their existing QuickBooks setup without an expensive POS replacement.
Plumbing by Paul
Paul & Alycia Alves, Owners · plumbingbypaulllc.com
Tampa Bay Pay goes beyond payment processing — always reachable by phone, text, or email, and a valuable partner for Google SEO, social media, and web support.
Plumbing by Paul
Paul Alves · plumbingbypaulllc.com
Previous provider had frequent errors and slow funding. New setup processes payments reliably in the field and at the office — with next-day funding that's critical for a small business.
Wrenchmasters
Kenny Gehringer, Owner · wrenchmastersauto.com
Previous processor only offered a 1-800 number. Switched for local support and streamlined technology — now sends invoices and processes tap-to-pay even when internet is spotty.
Featured On · The Paycast Network
Zac on The Paycast Network
Founder Zac Gottlieb joined The Paycast Network to talk transparency, interchange, and what it really takes to build a payments brand local businesses trust.
Why Most Processors Hide Their Real Fees
Zac Gottlieb with host Chase · The Paycast Network
Breaking down interchange rates, the hidden costs of flat-rate pricing, and why merchant processors should be held to the same professional standards as CPAs, lawyers, and bankers.
Handshakes, High Standards & Einstein's Hair
Zac Gottlieb, with Andrew Gill & Clay Shivers · The Paycast Network
A roundtable on building a standout payments brand in 2026 — why branding is a stamina game, and why in an automated world the person behind the terminal is still your most valuable asset.
Google Reviews · Tampa Bay Pay
The Highest Rated Payment Team in Tampa Bay
Don't take our word for it — here's what local business owners say after switching to Tampa Bay Pay.
5.0
Google Rating
Verified Reviews
Verified Reviews