AI-NATIVE DEBT COLLECTION · since 2016

We started with a voice. We built an intelligence.

One of the earliest pioneers in AI, we've been building conversational AI since 2016. In 2019 we focused all of it into the hardest conversations in finance, so that banks, lenders, debt buyers, and law firms recover more, while protecting the consumer and staying audit-ready.

10

Years building collections AI

100+

Enterprise customers

1B+

Conversations handled

20+

Ecosystem partners

2016 · voice

today · intelligence

Our Story

How Our Voice AI Evolved into Collection Intelligence

We didn’t pivot to AI. We were built on it
and perfected it once compliance demanded it most.

2016 Born from voice

Founded to make customer conversations simpler and more effective with AI at the core from day one, not bolted on years later.
2019 Focused on collections

We pointed that capability at the recovery lifecycle in financial services, the place where empathy and compliance matter most.
2022 Compliance & scale

We built FDCPA, TCPA and Reg F guardrails into the core and expanded across voice, SMS and email, auditable by design.
Today Collection intelligence

An AI-native platform with decisioning, agents and integrations engaging in 1B+ conversations for 100+ enterprises worldwide.

WHY WE EXIST

Collections is one of the hardest and most regulated conversation in finance. We believe it can be handled with precision and empathy at the same time, so that people are treated fairly, and businesses recover what they’re owed.

Consumer

A real person with a balance and a situation.
Omnichannel

Voice, SMS and email → met where they are.
AI decisioning

The next best action, per account, in real time.
Compliance check

Every touch verified before it ships.
Resolution

A payment, an arrangement → recovered.

GLOBAL IMPACT

One platform, learning from 1B+ conversations.

150+

Team members across NY, Mumbai & Bengaluru

19+

Debt types

63K+

Creditors served

125+

Deployments

Why Teams Trust Skit.ai

Six reasons regulated lenders pick us.

Compliance built-in

FDCPA, TCPA and Reg F guardrails live in the core, every touch is checked before it ships.

Performance-based

Contingency models that align incentives. When you recover, we win.

AI-first since 2016

A decade of head start on teams retrofitting AI today.

End-to-end ownership

From integration to performance, fully automated, fully auditable.

Collections focus

We don’t do everything. We do recovery, deeply.

Integrations

Works inside your CRMs, dialers, payment systems and data sources on day one.

FDCPA

CCPA

TCPA

Reg F

Compliance Built In.
Never Left Behind.

Compliance violations are expensive. Staying compliant shouldn't be.

Compliance & Security

Compliance isn‘t a feature. It’s the foundation.

FDCPA
TCPA
Reg F
ISO 27001
SOC 2
Mini Miranda

✓

Checked before it ships. Consent, cadence, time-zone and disclosure rules run on every touch.
✓

Auditable by design. Every interaction is logged, recorded and traceable for regulators.
✓

Enterprise-grade security. Built to protect sensitive consumer and financial data end-to-end.

Compliance & Security

Compliance isn‘t a feature. It’s the foundation.

FDCPA
TCPA
Reg F
ISO 27001
SOC 2
Mini Miranda

✓

Checked before it ships. Consent, cadence, time-zone and disclosure rules run on every touch.
✓

Auditable by design. Every interaction is logged, recorded and traceable for regulators.
✓

Enterprise-grade security. Built to protect sensitive consumer and financial data end-to-end.