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  • Article header titled 'MCA Payment Relief: Not Always What It Appears,' with subtitle on how similar negotiated payment reductions produce different outcomes for borrowers and senior secured lenders. Byline card shows author Robert DiNozzi, Chief Growth Officer for Second Wind Consultants, with headshot photo.

    MCA Payment Relief: Not Always What It Appears

    Originally published in ABF Journal. The merchant cash advance relief marketplace has become increasingly crowded with firms promising lower payments, negotiated settlements and immediate…

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  • Article header titled 'In the Mood for Take-Out: MCA Solutions for Factors That Actually Work,' with subtitle describing MCA solutions for factors and secured lenders. Byline card shows author Robert DiNozzi, Chief Growth Officer for Second Wind Consultants, with headshot photo.

    In the Mood for Take-Out: MCA Solutions for Factors That Actually Work

    Originally published in ABF Journal. I’ve written extensively about MCA-related issues for lenders and borrowers over the past several years. At the recent IFA…

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  • Promotional graphic for a Second Wind Consultants article published in ABL Advisor, titled

    In Plain Sight: Bridging the Underwriting Gap Through AR/AP Control Platforms

    Most businesses emerging from MCA distress don’t fail because they aren’t recovering. They fail because no one can see that they are. That’s the…

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  • ABF Journal article titled

    Second Wind’s Robert DiNozzi Featured in ABF Journal’s 2026 Innovator Spotlight

    Robert DiNozzi, Chief Growth Officer of Second Wind Consultants—Rise Alliance’s parent company—was recently featured among this year’s Innovator award winners in ABF Journal, one…

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  • Claude responded: Second Wind Consultants Chief Growth Officer Robert DiNozzi recognized as a 2026 ABF Journal Legends and Leaders Innovator honoreeSecond Wind Consultants Chief Growth Officer Robert DiNozzi recognized as a 2026 ABF Journal Legends and Leaders Innovator honoree

    Robert DiNozzi Honored in ABF Journal’s 2026 Legends & Leaders

    Originally published in ABF Journal. As Chief Growth Officer of Second Wind Consultants, Robert DiNozzi focuses on resolving business distress and preserving operating companies across the…

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  • Rise Alliance Co-Founder and CEO Michael Petrecca recognized as a 2026 ABF Journal Legends and Leaders NextGen honoree

    Michael Petrecca Honored in ABF Journal’s 2026 Legends & Leaders

    Originally published in ABF Journal. Michael Petrecca is a rising leader dedicated to creating sustainable pathways for businesses navigating financial distress.  As co-founder and CEO of…

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  • TMA Leading Edge Series: Sari Placona: The Goal Leads the Process

    TMA’s global community—spanning advisors, attorneys, lenders, and operators—plays a critical role in helping businesses navigate complexity, adapt to change, and recover stronger. Behind every…

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  • ABF Journal article titled

    MCA Daily Withdrawals, Collateral Erosion and the Question of Control

    Originally published in ABF Journal. Can MCA Withdrawals Be Stopped? In most cases, not through a borrower’s negotiation alone, moving bank accounts or other…

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  • ABF Journal article with the headline

    UCC 9-406 Notices in the MCA Market: When Payment Must Be Redirected by Account Debtors

    Originally published in ABF Journal. Senior secured lenders are increasingly encountering a familiar disruption—not within their borrower’s operations, but among its customer base. Customers,…

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  • YouTube thumbnail for

    On the Leading Edge—Turnaround and Restructuring Now

    This year, TMA partnered with Second Wind Consultants / Rise Alliance to launch a new 10-part video series that captures what industry leaders are…

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  • Lois and Bob’s Experience

    After 35 years in business and 58 employees, Lois and Bob watched COVID turn a 21.5% growth year into a financial crisis. To survive,…

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  • Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence

    Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second Wind Consultants join Michael Toglia, Publisher of ABL Advisor, for…

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