Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Comment to OCC re GENIUS Act NPRM

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 1, 2026 Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal — Regulations.gov […]

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NCRC joins with AFR, HEAL Food Alliance, and NFFC to oppose Farm Bill’s attempt to undermine Section 1071 of the Dodd-Frank Act

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 27, 2026 The Honorable Hakeem JeffriesDemocratic LeaderU.S. House of Representatives The Honorable Angie CraigRanking MemberHouse Committee on Agriculture Dear Leader Jeffries and Ranking Member Craig: We write

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NCRC’s Comment Opposing the Federal Reserve’s Proposed Rule to Prohibit Use of Reputation Risk

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 24, 2026 Benjamin W. McDonoughDeputy SecretaryBoard of Governors of the Federal Reserve System20th Street and Constitution Avenue NWWashington, DC 20551 Via: online submission to https://www.federalreserve.gov/?apps/?proposals/?and email

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NCRC and 214 Groups Oppose HR 941 Small LENDER Act

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 20, 2025 The Honorable French Hill ChairmanHouse Committee on Financial Services2129 Rayburn House Office BuildingWashington DC, 20515  The Honorable Maxine Waters     Ranking MemberHouse Committee on

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NCRC Comment on Draft CFPB Strategic Plan for FY 2026-2030

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download April 17, 2026 Acting Director Russell Vought Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, DC 20552? By email submission: CFPB_Strategy@cfpb.gov Re: NCRC Comment

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NCRC Letter in Opposition to the Formation of Payo Digital Bank

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 27, 2026  Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public

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NCRC Supports Maintaining Mortgage Data Collection under HMDA

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 26, 2026 Via Electronic Submission (reginfo.gov) Acting Director VoughtConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20552 RE: Docket No. CFPB-2026-0010, Home Mortgage Disclosure Act

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NCRC Comment Opposing OceanFirst and Flushing Merger

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 2, 2026 Ann E. Misback, SecretaryBoard of Governors of the Federal Reserve20th Street and Constitution Avenue, N.W.Washington D.C. 20551publiccomments@frb.gov Debra M. Burke, Director for LicensingOCC

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NCRC Comment in Opposition to Affirm Holdings, Inc. Application for Federal Deposit Insurance

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 25, 2026 Chairman Travis HillFederal Deposit Insurance Corporation550 17th Street NWWashington, DC 20429 Submitted via FDIC Portal for Pending Bank Applications and by email: comments@fdic.gov Sandy

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NCRC, Woodstock Institute Urge OCC, Federal Reserve To Deny Bank Merger Between Enova and Grasshopper Bank

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download February 20, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219

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NCRC’s Comment on the OCC’s Proposed Strategic Plan Guidance

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 20, 2026 Office of the Comptroller of the Currency (submitted through Regulations.gov) RE: Docket ID OCC-2025-0669 – NCRC Comment on proposed strategic plan guidance The

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NCRC’s Comment On World Liberty Trust Company National Trust Bank Charter Application

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 9, 2026  Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public

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NCRC Comment Opposing the OCC’s Proposed Amendments to its National Trust Bank Chartering Regulation

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download February 10, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219

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ALERT: OCC Proposal Puts Hundreds of Millions of Community Development Dollars at Risk Per Year

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download The OCC is currently taking comments on proposed guidance intended to simplify how banks use the strategic plan option for their Community Reinvestment Act (CRA) performance

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