The AI Agent Has a Bank Login. Who Is Responsible for What It Does?
An AI agent does not need to go rogue to create a problem for a bank. It only needs the…
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Finnoex Insights is a dedicated knowledge hub for strategic analysis, industry trends and thought leadership across banking, fintech and financial technology. Explore expert perspectives on AI, payments, fraud prevention, digital banking, infrastructure transformation and regulatory innovation.
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Islamic Banking Is Going Digital. Its Technology Has to Be Different Too.
A conventional bank can replace a piece of technology without changing the fundamental rules of the product running through it.…
The ATM Is Disappearing. Cash Isn’t Going Away With It.
Banks have a problem with the ATM. Customers are using them less, digital payments are taking a growing share of…
Banks Have Plenty of AI Ideas. Getting Them Into Production Is the Hard Part.
The shortage of artificial intelligence ideas in banking ended a long time ago. Ask almost any bank where AI could…
The Biggest Banking Security Risk May Now Be the Customer Doing Exactly What They’re Told
The most difficult banking transaction to stop may no longer be the one initiated by a criminal using stolen credentials.…
The OTP Isn’t Dead Yet. But Banks Are Already Building What Comes Next
A six-digit code arriving by SMS has become one of the most recognisable security rituals in digital banking. Customers receive…
Bank Marketing Is Moving Inside the Digital Banking Experience
A customer opens a banking app to check whether their salary has arrived. Another is paying for a hotel overseas.…
Banks Have Spent Years Removing Friction. Now They May Need to Put Some Back.
A customer adds a new beneficiary and moves a large amount of money within seconds. The authentication is correct. The…
Your Bank Is Becoming an API. Customers May Never Know It.
A customer asks an AI assistant to buy a car. The agent finds the vehicle, compares financing options, checks how…
The Next Cybersecurity Arms Race Will Move at Machine Speed
A bank discovers a serious vulnerability at 9:00am. The security team investigates, assesses which systems are exposed, contacts the relevant…