GeographerJay

About me

I am a researcher specializing in economic geography, banking services, and fair lending policy. My work focuses on analyzing access to credit, community reinvestment, and mortgage markets.

Conflict of Interest Disclosure

This user has publicly declared that they have a conflict of interest regarding the Wikipedia article .

I am employed by the National Community Reinvestment Coalition (NCRC), a nonprofit organization that conducts research and advocacy on fair lending, community reinvestment, and access to credit. NCRC has taken public positions on topics including the Community Reinvestment Act, Home Mortgage Disclosure Act, and Section 1071 of the Dodd–Frank Wall Street Reform and Consumer Protection Act.

Per WP:COI, I will:

• Disclose my affiliation when proposing edits to related articles
• Propose changes on article talk pages rather than editing directly
• Use independent, reliable sources and avoid citing my employer's materials
• Respect the volunteer community's review process

Areas of interest

• Community Reinvestment Act
• Fair lending
• Dodd–Frank Wall Street Reform and Consumer Protection Act
• Home Mortgage Disclosure Act
• Consumer Financial Protection Bureau
• Redlining
• Economic geography

Contact

Questions about my contributions are welcome on my talk page.