Cypher is sunsetting - services end September 6, 2026

Cypher is sunsetting.

Cypher has been acquired by Nium.

We'll begin the gradual wind-down of the current Cypher platform, including the consumer app, business card platform, and the CYPR ecosystem.

days remaining: 59
card spending ends: Aug 7
platform shutdown: Sep 6

The timeline

Important dates

July 8, 2026
Happened

Wind-down begins
- Card loading is disabled
- New card applications and card issuance end
July 16, 2026
In 7 days

Final rewards distribution
- Spend rewards earned between July 2–16 are distributed
- This is the final rewards cycle — no further reward distributions
August 7, 2026
In 29 days

Card spending ends
- Final day to use your Cypher Card for purchases
- All active cards are canceled
September 6, 2026
In 59 days

Platform shutdown
- The current Cypher mobile app, dApp, and business platform will no longer be available
- The withdrawal window and rewards claims will close
- The CYPR protocol will be permanently wound down, and the CYPR token ecosystem will come to an end

Where to go

Offboarding happens in the mobile apps & the dApp.

The Cypher app walks you through each step and shows what's already done.

Personal

In the Cypher app or dApp, before September 6, 2026:

Withdraw your card balance
Claim $CYPR rewards & incentives
Back up your wallet

Business

In the business portal, before September 6, 2026:

Withdraw remaining balances
Download statements & records

Go to Cypher Business

Wind-Down Questions

Refunds, withdrawals, claims, and what happens after shutdown.

How do I withdraw my card balance? What happens to Cypher Business accounts? Can I continue using my Cypher card? When will my card stop working? Why is Cypher shutting down? What happens to the CYPR token? Is my money safe? I paid for a physical card. Can I get a refund? What is happening to Cypher? What about merchant refunds that arrive after my card is cancelled?

Still stuck? Email support@cypherhq.io — support runs until September 6, 2026.