API-first cloud platform
Modular
Combine different financial service modules and configurations to create differentiating value propositions.
Fast time to market
Build and launch your value proposition by leveraging our vast marketplace and preset, adjustable client journeys.
Low Capex
Optimize current distribution setup that allows you to scale quickly and efficiently through additiv’s API-first cloud platform.

A single, unified platform for digital finance
The additiv platform manages the sourcing, orchestration, and operation of comprehensive regulated financial solutions to deliver end-to-end value propositions in wealth management, banking, credit and insurance services, embedded into everyday digital channels and super apps.
API-first
Cloud-native
Microservices architecture
Headless design model
Open ecosystem of regulated providers
Broadest functionality
The additiv platform combines rich functionalities with advanced orchestration capabilities to allow you to combine
different financial service modules and configurations to create differentiating value propositions.
Advisory process
Planning
Portfolio management
Rebalancing and ordering
Client onboarding
Client management
Analytics and reporting
Product builder
Broker management
Policy management
Claims management
Client onboarding
Client management
Analytics and reporting
Unsecured loan origination
Secured loan origination
Credit risk engine
Offering and pricing
Client onboarding
Client management
Analytics and reporting
Checking and savings accounts
Debit and credit cards
Payments
Client onboarding
Client management
Analytics and reporting
Consume as you wish
Our platform offers unparallaled flexibility to fit your target technological, operating
and servicing model.
End-to-end solutions, as a service
We collaboratively scope and jointly develop end-to-end experiences that are seamless, contextualized in real-time, and omni-channel, ensuring a cohesive and personalized user journey across all interaction points.
Build your own
Leverage the platform’s API-first, cloud-native, microservices architecture, and its comprehensive SDK catalogue, to build distinctive, value-add journeys and integrate them into your existing systems and workflows.
Platform services
We offer an all-in-one partnership model that combines technology with business expert services, allowing you to build and run unique financial services value propositions.

Technology services
- IT consulting: scoping, solutioning, integration & implementation analysis
- Various implementation models: E2E-as-a-service, joint development or fully independent

Technology services
- Platform provision: continuous improvements & co-innovation, documentation, tooling & training
- Technical platform operations: platform monitoring, IT risk & security management, cloud infrastructure optimization, continuous deployment, quality management, data & process monitoring, partner service coordination & controlling
Running on any core
The additiv platform is running on various core banking systems and can be integrated into your existing IT infrastructure.






