prepayment

Excluding the net FHLB prepayment penalty, net income for 2014 would have been USD16.9m, or USD0.81 per basic common share and USD0.80 per diluted common share.

Operating expenses, excluding prepayment penalty, were flat compared with year-ago and linked quarters.

Though the prepayment penalty is not a worry now, consider your immediate financial needs as well.

The full recourse loan has no prepayment penalty. The site is a mix of old and new buildings.

This is simple to do if the statement has a line for "additional principal." If not, check with the lender to find their preferred method - and confirm there is no prepayment penalty.

The prepayment penalty binds a pool of borrowers to a lender.

The prepayment penalty provision originally allowed a penalty during the first five years following consummation of the loan.

They are effectively charging a prepayment penalty to meter users every month.

Instead of specifying a single price (the interest rate), the mortgage contract stipulates a two-part price; that is, two separate prices that will be paid under two different circumstances: an interest rate that will be paid as long as there is an outstanding balance and a prepayment penalty that will be paid if the mortgage is prepaid.

The mortgage includes single premium life insurance or a large prepayment penalty.

Table 2 provides a matrix of credit scores and loan-to-value (LTV) ratio requirements that determine pricing of the mortgage within each loan grade for a 30-year loan with a 3-year fixed interest rate and a 3-year prepayment penalty. For example, loans in the Premier Plus grade with credit scores above 680 and down payments of 40 percent or more would pay interest rates of 5.65 percentage points, according to the Countrywide rate sheet for California.

There are no application fees, no prepayment penalty, and no collateral is required.