I help IRA and retirement plan owners get the most out of what they’ve got. The purpose of this column is to provide IRA and retirement plan owners with unbiased and impartial retirement and estate planning strategies. I’m a CPA, an attorney and the president of Lange Financial
How To Provide For Children Who Fall Between Disabled And Independent
A lesser-known SECURE Act exemption can help families with a child or grandchild who needs support but doesn't qualify for SSI or SSDI save significantly on taxes.
How Grandparents Can Best Provide For A Grandchild With A Disability
How grandparents can use Inherited IRA and special needs trust planning to reduce taxes and provide long-term financial support for a grandchild with a disability.
Bill Bengen’s New Safe Withdrawal Rate: A 17.5% Raise For Retirees
Bill Bengen updates his Safe Withdrawal Rate to 4.7%. What it means for retirees and how long your portfolio can really last.
Homeowners: How To Generate $2,400/Month For Life From Your House
How retirees can use reverse mortgages or HELOCs to unlock tax-free income, preserve portfolios, and boost financial flexibility in uncertain markets.
Run The Numbers, Check Your Facts, Then Check Your Gut
Learn to make smarter financial decisions with math-driven strategies. James Lange shows how Roth IRA conversions and tax planning can maximize wealth and reduce taxes.