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Finance made personal

CNET’s experts share news, advice and recommendations to help you make the best financial decisions.

If you've been considering refinancing, now is the time for action

If you've been considering refinancing, now is the time for action

Rates are historically low, but experts see increases on the horizon -- especially as the Fed could taper bonds in November.

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Best credit card for October 2021

Best credit card for October 2021

From cash back to balance transfers and beyond, here are our current top picks.

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Best Bitcoin and crypto wallets for 2021

Best Bitcoin and crypto wallets for 2021

The safest and most secure places to stash your cryptocurrency.

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Our Favorite Picks

The best cash back credit cards
The best cash back credit cards

The best cash back credit cards

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The best travel credit cards
The best travel credit cards

The best travel credit cards

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The best tax software
The best tax software

The best tax software

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The best tax deductions
The best tax deductions

The best tax deductions

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The best budgeting apps
The best budgeting apps

The best budgeting apps

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The best car insurance companies
The best car insurance companies

The best car insurance companies

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The best cash back services
The best cash back services

The best cash back services

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The best life insurance
The best life insurance

The best life insurance

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Our Best Tips

Money Basics
Money Basics

Money Basics

CNET's personal finance experts go in-depth on personal finance basics.
Saving Money
Saving Money

Saving Money

Get expert tips on how to save money and budget every day while building your savings.
Buying a House
Buying a House

Buying a House

From mortgages to building credit, CNET guides you to your dream home.
Paying Off Debt
Paying Off Debt

Paying Off Debt

Grow net worth by paying off debt with expert tips on student loans, credit cards and more.
Work and Career
Work and Career

Work and Career

Get tips to land your dream job, get a salary increase and earn more money.
Retirement
Retirement

Retirement

From 401Ks to roboinvesting, our expert advice sets you up for long-term wealth.

Credit Cards

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The best cash-back credit cards

The best cash-back credit cards

Earn between 1% - 2% cash back and up to 5% in different spending categories.

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Should you pay your mortgage with a credit card?

Should you pay your mortgage with a credit card?

You can, but it will cost you.

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Best balance transfer credit card

Best balance transfer credit card

One of these cards could offer a way out from that oppressive annual percentage rate.

Best 0% APR credit cards for November 2021

Best 0% APR credit cards for November 2021

Save money in interest payments this holiday season with the right 0% APR credit card.

DC Comics has its own superhero-themed credit cards

DC Comics has its own superhero-themed credit cards

The Justice League has entered the world of finance.

Banking

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Debit cards for kids: Everything you need to know plus our picks

Debit cards for kids: Everything you need to know plus our picks

Teach your kids about money while keeping them safe.

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Here's how banks and credit card companies are helping during the coronavirus outbreak

Here's how banks and credit card companies are helping during the coronavirus outbreak

From individual credit card issuers to major US banking institutions, here's what you can expect for credit card and banking relief.

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Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing

Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing

It's called the Blockclock, but it's not here to tell time.

Biden proposes IRS disclosure of all crypto transactions $10,000 and up

Biden proposes IRS disclosure of all crypto transactions $10,000 and up

As part of an $80 billion effort to update IRS auditing abilities, the American Families Plan wants to bring crypto transfers into the light of day.

Square adds more tools for small businesses, in banking push

Square adds more tools for small businesses, in banking push

The company says its new tools let payments, banking and cash flow "work as one."

Investing

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Shiba Inu coin reaches highs to become new crypto darling

Shiba Inu coin reaches highs to become new crypto darling

Dogecoin has some competition.

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Retirement accounts: What an IRA is -- and why you need one

Retirement accounts: What an IRA is -- and why you need one

An IRA offers more flexibility than a 401(k) and isn't tethered to a particular employer.

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Facebook-backed Novi crypto wallet launches in limited test

Facebook-backed Novi crypto wallet launches in limited test

The backlash was quick and predictable.

First Bitcoin-linked ETF starts trading on the New York Stock Exchange

First Bitcoin-linked ETF starts trading on the New York Stock Exchange

Is cryptocurrency conquering Wall Street -- or is it the other way around?

First job out of college? Here are 5 smart financial moves

First job out of college? Here are 5 smart financial moves

Some simple steps to set you on the right track.

Mortgages

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Does it make sense for you to refinance your mortgage? These are the 4 things to consider

Does it make sense for you to refinance your mortgage? These are the 4 things to consider

"These are unprecedented times when it comes to refinancing -- because it makes sense for most people," says Rocket Mortgage's Bill Banfield.

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CNET mortgage payment calculator

CNET mortgage payment calculator

Figure out how your down payment, insurance costs and other factors will impact your monthly payment.

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Interest rates bottomed out once COVID hit, but most homeowners still haven't refinanced

Interest rates bottomed out once COVID hit, but most homeowners still haven't refinanced

A Bankrate survey shows that millions of homeowners haven't taken advantage of historically low rates.

Should you pay your mortgage with a credit card?

Should you pay your mortgage with a credit card?

You can, but it will cost you.

FHA loans: Everything first-time homebuyers need to know

FHA loans: Everything first-time homebuyers need to know

You can get a mortgage insured by the Federal Housing Administration, even if you have a low credit score or less cash for a down payment.

Loans

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American Airlines and Affirm offer installment payment plans for flights

American Airlines and Affirm offer installment payment plans for flights

Book a flight now. Pay it off later.

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Millions can't pay their car loans. Here's what to do if you're one of them

Millions can't pay their car loans. Here's what to do if you're one of them

How to talk to your bank about deferring payments, find help and everything else you should know.

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Wells Fargo is shutting down all lines of personal credit

Wells Fargo is shutting down all lines of personal credit

The bank warns customers that the account closures "may have an impact" on their credit scores.

Biden administration rolls out 'final extension' on student loan repayment pause

Biden administration rolls out 'final extension' on student loan repayment pause

The pause now ends Jan. 31, 2022.

Everything you need to know about payday loans

Everything you need to know about payday loans

Sure, it's easy money. But these predatory loans are usually more trouble than they're worth.

Insurance

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The best pet insurance for 2021

The best pet insurance for 2021

When a pet gets sick, vet bills can add up. A good insurance plan can help protect your animal and your bank account.

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Flood insurance: What it costs, what it covers -- and what it doesn't

Flood insurance: What it costs, what it covers -- and what it doesn't

Even if you're not in a high-risk flood zone, coverage could save you tens of thousands.

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Here's why you can't negotiate your insurance rates

Here's why you can't negotiate your insurance rates

Debunking one of the industry's biggest myths.

Best car insurance companies for 2021

Best car insurance companies for 2021

Auto insurance is essential for safe, legal driving.

Bundling policies: One way to save money on home and auto insurance

Bundling policies: One way to save money on home and auto insurance

Streamlining your way toward savings.

Taxes

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EV tax credits: Biden's finalized agenda includes $5,000 increase

EV tax credits: Biden's finalized agenda includes $5,000 increase

President Biden's legislative priorities appear wrapped in a final package, according to a White House announcement. EV tax credits are in for a boost.

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Why didn't I get my child tax credit payment? Here's how to track your check

Why didn't I get my child tax credit payment? Here's how to track your check

Trying to figure out where your child tax credit check is? Follow these steps to help pinpoint its arrival.

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Two more IRS child tax credit payments are coming this year. What to know

Two more IRS child tax credit payments are coming this year. What to know

Four payments have been sent this year. Here's the latest on missing checks and how to cancel future payments.

IRS child tax credit update portal: Opt out by Nov. 1, review your payments and more

IRS child tax credit update portal: Opt out by Nov. 1, review your payments and more

There's still time to register for payments, opt out of the remaining checks, and manage your child tax credit details using the IRS tools. We'll explain how they work.

Still having child tax credit payment problems? Here's what we know

Still having child tax credit payment problems? Here's what we know

Having trouble with the IRS' child tax credit portal? Here's what you may be able to do.

Your Money

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Amazon Prime: Members now have to pay for this perk. What it means for you

Amazon Prime: Members now have to pay for this perk. What it means for you

We'll tell you what hidden hacks you may be missing out on, too.

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Why didn't I get my child tax credit payment? Here's how to track your check

Why didn't I get my child tax credit payment? Here's how to track your check

Trying to figure out where your child tax credit check is? Follow these steps to help pinpoint its arrival.

by
Two more IRS child tax credit payments are coming this year. What to know

Two more IRS child tax credit payments are coming this year. What to know

Four payments have been sent this year. Here's the latest on missing checks and how to cancel future payments.

IRS child tax credit update portal: Opt out by Nov. 1, review your payments and more

IRS child tax credit update portal: Opt out by Nov. 1, review your payments and more

There's still time to register for payments, opt out of the remaining checks, and manage your child tax credit details using the IRS tools. We'll explain how they work.

Still having child tax credit payment problems? Here's what we know

Still having child tax credit payment problems? Here's what we know

Having trouble with the IRS' child tax credit portal? Here's what you may be able to do.

Latest

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