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CS-Cart Wallet System adds a digital wallet to your store. Customers can add money, make payments, receive refunds, and manage funds in one place. Customers can recharge their wallet using available payment methods. They can use wallet funds during checkout for quick order payments.
Users can send money to other customers and transfer funds to linked bank accounts. QR payments make wallet transfers faster. Admin can manage wallet balance, refunds, cashback settings, transfer limits, and transaction records from the backend.
Identity verification helps stores confirm customer details before using selected wallet features. SMS alerts keep users informed about wallet activity. Customers can view wallet history, download statements, track deferred payments, and manage wallet tasks from a single dashboard.
Also, check out our CS-Cart Iyzico Multi-Vendor Payment Gateway Add-on for secure multi-vendor payments using Iyzico.

Highlighted Features of CS-Cart Wallet System
Wallet Recharge System
Customers can add funds to their wallet using supported payment methods.
Wallet Checkout Payment
Allow customers to pay for orders directly from their wallet balance.
Partial Wallet Payments
Use wallet funds and pay the remaining amount through another payment method.
Wallet to Wallet Transfer
Transfer wallet balance securely between registered store customers.
QR Wallet Payment
Make quick wallet payments and transfers by scanning QR codes.
KYC Verification System
Upload verification documents and track KYC approval status.
BNPL Payment Support
Enable eligible customers to buy now and pay later.
PDF Wallet Statements
Download PDF statements to review wallet transactions anytime.
Why Do We Need CS-Cart Wallet System Add-on?
CS-Cart Wallet System helps stores provide a digital wallet for customers. Many stores depend on external payment methods for every purchase, which can slow down the checkout process.
Customers often want a simple way to store money and pay for orders. Default store setups do not offer a built-in wallet for daily transactions. Refunds sent through payment gateways may take time to reach customers. Wallet refunds give users faster access to their money for future purchases.
Many businesses need features such as wallet transfers, bank withdrawals, cashback, and reward balance management. These options are usually not available by default. KYC checks, QR payments, wallet statements, and flexible payment options help stores handle customer funds more effectively.
Based on common eCommerce payment needs, this add-on helps improve payment convenience, customer retention, and wallet-based transactions. Also, check out our CS-Cart Stripe Payment Gateway Add-on for secure online payments and a smooth checkout experience.
Use Cases
Prepaid Shopping Wallet
Customers add funds in advance and use wallet balance for future purchases.
Faster Checkout Payments
Reduce checkout time with quick and convenient wallet payments.
Refund Balance Management
Credit refunds to customer wallets for future purchases.
Customer to Customer Transfers
Allow registered users to transfer wallet funds securely.
Buy Now Pay Later Orders
Enable customers to place orders now and pay later.
Loyalty and Reward Programs
Convert rewards and cashback into wallet balance.
Marketplace Wallet Operations
Manage wallet transactions efficiently in multi-vendor marketplaces.
Secure Digital Payment System
Protect wallet activities with KYC verification and OTP security.
Integrate Wallet System to CS-Cart
The admin can make the general settings, wallet refund configurations, wallet recharge configurations, wallet transfer configurations in the module. The settings can be configured as follows:
- Can allow cashback in the wallet for new user registration.
- The admin can set a cashback amount for the wallet when a new user gets registered.
- The store owner can configure the maximum and minimum amount for the wallet refund.
- Can set the minimum and maximum amount for wallet recharge.
- Can restrict the maximum and minimum value for the wallet transfer.

Credit/Debit Using Wallet
The store owner and the user both can credit and debit the money to the wallet. The store owner can credit or debit the amount by entering the following details:
- Enter the amount which he wants to credit or debit.
- Enter the reason for credit or debit in the wallet.
- The admin has to select the user from Choose User option.
- Now choose the option credit or debit and click on the button.
- The customer can also add the wallet amount easily by clicking on Add Money option in his profile.
- During checkout, the customer has to enter his details and simply proceed to checkout, and the order is placed for the same.
- The money gets added to the customer’s wallet.

Wallet Transactions and Statements
CS-Cart Wallet System lets customers view wallet transactions in one place. Users can track wallet activity and download statements in PDF format.
- View complete wallet credit and debit records.
- Track transfers, refunds, and balance updates.
- Check transaction references and activity dates.
- Download wallet statements in PDF format.

Payment During Checkout and BNPL
Customers can use wallet balance directly during checkout for faster payments. BNPL credit can cover the remaining amount when wallet funds are insufficient.
- Complete purchases using available wallet balance.
- Combine wallet funds with BNPL credit easily.
- Reduce checkout steps for faster order placement.
- Cover payment shortfalls with BNPL support.

Manage Buy Now Pay Later Payments
Customers can view available credit, dues, and repayment details from one place. This helps users track BNPL usage and manage pending payments easily.
- View available BNPL credit and spending limits.
- Track pending, partial, and repaid amounts.
- Review complete BNPL payment history records.
- Repay outstanding BNPL orders from dashboard.

Earned Reward Points
During the checkout process, the wallet user can use the earn rewards points and transfer them to the wallet account.
- Admin can set the minimum and maximum points of reward to the customer and set the commission value.
- Admin can enable payment by reward point and then admin set earned reward points per product or category for the customer.
- Customers can transfer reward points in their wallet account.
- The reward point amount will be added to the wallet cash.

Use QR-Based Wallet Payments
Customers can generate a personal QR code for wallet payments and transfers. This helps users receive payments quickly without entering account details manually.
- Generate a unique QR code for wallet payments.
- Share QR code for quick balance transfers.
- Refresh QR code to improve payment security.
- Download QR image for future transactions.

KYC Verification Status
Customers can submit KYC details and track the verification status from their wallet account. This helps secure wallet operations and enables access to restricted wallet features.
- Submit identity documents for wallet verification.
- Track pending, approved, or rejected requests.
- Review submitted KYC information anytime.
- Unlock wallet features after verification.

Kablewala – How Banglamark Group Embarked its E-commerce Journey
Kablewala by Banglamark Group conglomerate is a popular online marketplace in Bangladesh. It has over 2 million registered users and over 100,000 orders placed every month. Kablewala is also one of the most trusted online marketplaces in Bangladesh.
But in order to expand further, they adopted the mobile commerce strategy and developed mobile apps for their business. Moreover, Webkul assisted the client to add more custom features to their marketplace website.
- Fully native Android and iOS mobile app development.
- Dedicated mobile applications for shoppers, vendors, and delivery staff.
- Web and mobile wallet system integration for faster checkout payments.
- Deployed multiple CS-Cart add-ons and customizations for both web and mobile platforms.
- Read the Kablewala case study to learn more about the client.

Support
For any query or issue please create a support ticket here http://webkul.uvdesk.com
You may also check our other top-quality CS-Cart Add-ons.
Specifications
Recent Reviews
Write a reviewGood addons and Perfect Service
good and payable addons
services also AA+++ happy to work with them more
both already many addons and al working great
Great addon
quick and fast to install and a good service like all the products I have already AAA+++
Excellent!
Serious business. They make good modules. I go through them for the development and design of my modules. The after-sales service is reactive.
Wonderful addon
wonderfull a add-on, thank you very much for fastly support especially Shailesh Kumar , I advise this add-on and company.
Great Addon
great add-on and it's "must have" for every growing eCommerce
as Thomas H said below the support was the best part of the deal
fast , professional reply, that what you get every time you had any query
Frequently Asked Questions
Move to Cloud Today
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In our default configuration we will provide tremendous configuration for your eCommerce Website which is fast to load and response.
Default Configuration Details of Server
- 1 GB RAM
- 1 Core Processor
- 30 GB Hard Disk
- DB with 1 GB RAM and 1 Core Processor
* Server Configuration may vary as per application requirements.
Want to know more how exactly we are going to power up your eCommerce Website with Cloud to fasten up your store. Please visit the Cloudkul Services.
Get Started with Cloud- - Feature Add (+)
- - Feature remove (-)
- - Bug Fixed (!)
- - Modification (*)
- + Implemented license validator.
- + Encrypted code of the necessary files.
- ! Fixed reorder issue.
- ! Fixed cart item check out not working.
- + Added the email templates to the configurations
- * Update the UI.
- ! The wallet transaction were not getting filtered on switching the company id
- ! The shipping methods were hiding on applying the wallet system amount
- ! Updated the version in addon.xml
- + Now Customer can transfer wallet cash to bank account.
- + Now Admin can add cashback rules.
- + Automatic amount refund to wallet when order status is changed to decline.
- ! Fixed tags not working properly with validation.
- ! Removed transaction id filter.
- - Now Customers can change points into wallets with some commission (+).
- - Fixed refund issue(!).
- - Fixed Language issue(!).
- - Admin can send monthly reports to Each customer (+).
- - Admin can set which payment method wallet Rechange did (+).
- - Admin can set which UserGroup wallet can be used (+).
- - Now Admin and Customer Both can view separate transactions (+).
- - A separate tab has been provided to Admin to track the details of credit, debit, and the current amount of wallet of the individual users (+).
- - Supports wallet partial refund where admin has the option of partial refund via wallet depending on the necessity(+).
- - Supports partial payment option at checkout which allows the buyer to pay a certain order amount via wallet and the rest by other payment gateways(+).
- - Now Transfer Wallet Money From one account to another is more secure using the OTP feature(+).
- - compatible with CS-cart multistore(+).
- - Fixed Git Issue(!).
- - Compatible with CS-Cart RMA product refund(*).
- - Compatibile with version 4.14.X(!).
- - Fixed Git Issue(!).
- - Recharge the wallet by using the PayPal payment method need to override the paypal.php script by wallet paypal.php(*).
- - Compatibile with version 4.13.X(!).
- - Fixed Git Issue(!).
- - Convert to Opp's structure and optimize the code(*).
- - Fixed Git Issue(!):
- - Compatible with version 4.12.X.(*)
- - Fixed Git Issues(!).
- - Added 4.11.x Compatibility(*)
- - Fixed Git Issues(!).
- - Added 4.10.x Compatibility(*).
- - Fixed Git Issues(!).
- - Fixed Git Issues(!).
- - fixed inaccurate sales issue(!).
- - currency restriction removed(-).
- - new email templating feature added(+).
- - Fixed Git Issues(!).
- - Added 4.8.x Compatibility(*).
- - fixed database table-related issue(!).
- - debit reason at front-end issue fixed here(+)
- - debit/credit for vendor issue fixed here(+)
- - pay pal related issue fixed here(+)
- - transfer confirmation button added(+)
- - wallet credit & debit history search by date added(+)
- - wallet money transfer functionality added(+)
- - update wallet refund button(*)
- - now it accepts partial payment of orders through wallet(+).
- - Added order id and refund in admin credit view page(+).
- - Added Wallet Recharge Feature and changed the menu of Wallet in frontend(+).
- - compatible with cscart 4.3.1 & 4.2.x(!).
- - mail issue solved(!).
- - total fix(!).
- - calculation of wallet fix(!).