Now you can use your virtual card number online where Apple Pay is not yet available. Learn more
Apple Cash
Send it. Spend it. Stash it.
Apple Cash is built right into iPhone, making it an easy way to send and receive money.1 And because it’s a digital card that lives in Wallet, your Apple Cash can be spent in stores, online, and in apps with Apple Pay. You can even set up your kids with their own Apple Cash card. No matter how you use Apple Cash, you get simplicity and safety you can put money on.
It’s ready. Already in Wallet.
Built into the Wallet App
You can use Apple Cash with Apple Pay on your iPhone, Apple Watch, and iPad. For merchants that don’t accept Apple Pay yet, you can use your virtual card number to spend Apple Cash online and in apps anywhere Visa is accepted. It’s easy to send and receive money, transfer funds, edit your account information, and manage your settings — all right in Wallet.
Give money. Get money. In Messages or Wallet.
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Give
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Send and Receive Money in Messages or Wallet
With Apple Cash, you can send and receive money with just a text message. In a few taps, you can tip your dog walker, request funds from your roommate, or chip in for a coworker’s gift. You can also send and receive money directly in the Wallet app — even see a select list of people with whom you’ve exchanged money in the past. And with features like recurring payments and auto reload, you can easily settle up shared bills with a roommate for your portion of things like rent and internet, while keeping your balance topped up and ready.
See how to send money
Spend Apple Cash anywhere you see
Accepted in Millions of Places
Apple Cash uses Apple Pay to make shopping fast, safe, private, and easy. Since Apple Pay is accepted by over 85 percent of retailers in the U.S., there’s almost no end to where and how you can shop with your Apple Cash card — whether you’re in a store, online, or in an app. And for merchants that don’t take Apple Pay yet, you can use your virtual card number securely online and in apps anywhere Visa is accepted. It’s your money, made modern.
Learn more about Apple Pay Learn more about your virtual card number
Apple Cash Family.
Get the kids in on this.
Apple Cash family marquee animation
Apple Cash Family
With Apple Cash Family, you can set up Apple Cash for anyone in your family under 18. Easily and securely send money for allowance, shopping, or just because. Even set up recurring payments to keep allowances on a schedule. The funds go right to their own Apple Cash card in Wallet, ready to spend with Apple Pay. Or they can transfer the money to their bank account to save for the future. You can view your child’s balance and activity at any time. You can apply certain restrictions to their account. It’s the perfect amount of financial freedom for a child — with built-in protections for your peace of mind.
Hey Siri, send $35 to Sarah
Send and Receive with Siri
Out for your weekly Tex-Mex feast with Sarah? Ask Siri to send her half of the bill without putting down your taco. Siri makes sure your money and your requests go to the right people — just say the word.
New
Send.
Reload.
Repeat.
Recurring Payments and Auto Reload
Apple Cash lets you send recurring payments to other people to cover your portion of things like rent, internet, or groceries. You can also set up auto reload to replenish your balance whenever it runs low. So you’ll always have money to send and spend.
Learn more about recurring payments Learn more about auto reload
Fraud is no match for your face (or finger).
Advanced Security
Apple Cash is more secure than a traditional debit card. For starters, it uses Face ID or Touch ID to authenticate your transactions — to make sure you’re, well, you. When you make a purchase with Apple Pay, it uses a device-specific number and unique transaction code. Your virtual card number comes with a security code that frequently rotates to help protect against fraudulent purchases. And there’s no physical card to lose when you’re out and about. It’s peace of mind on multiple levels.
Keep your transactions yours.
Data Privacy
Apple Cash is designed to protect your privacy. Apple never sells your personal data. And we don’t share your personal data with others so they can market to you. Your transaction history and spending habits stay private.2 In other words, we go out of our way to stay out of your business.
Do more with the Daily Cash from your Apple Card.
Daily Cash
Every purchase you make with your Apple Card gets you up to 3% back in Daily Cash.3 How you use your Daily Cash is up to you. It can go directly onto your Apple Cash card, ready to spend however and whenever you like.4 Or you can choose to automatically deposit it into a high-yield Savings account where it can earn interest over time.5 You can even add funds from your Apple Cash card and other bank accounts to build your savings more quickly.6
Learn more about Savings
Fast, easy transfers.
It’s money with serious moves.
Bank Transfers
It's easy to load money onto your Apple Cash card from your debit card, so you’re always ready to spend and send. And you can just as simply move money from your Apple Cash card to your bank account. Either way, Apple Cash gives you options you can count on.
Learn more about money transfers
Questions? Answers.
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Apple Cash is a digital card that lives in Wallet. It’s an easy way to send and receive money from Messages or from Wallet. Your Apple Cash can be spent in stores, online, and in apps with Apple Pay. And for merchants that don’t take Apple Pay yet, you can use your Apple Cash virtual card number securely online and in apps anywhere Visa is accepted. You can view your Apple Cash balance on your Apple Cash card in the Wallet app or in Settings > Wallet and Apple Pay. You can also set up Apple Cash for family members under 18 years old, so you can safely send them money they can spend with their own Apple Cash card.
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In Messages, tap the + button, then select Apple Cash. Enter an amount on the keypad and tap Send. In Wallet, choose your Apple Cash card and tap Send or Request. You can select from a list of suggested recipients or simply type in a contact. Enter an amount on the keypad, then tap Send.
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Your Apple Cash balance lives on your Apple Cash card in the Wallet app. When you receive money in Messages, you’ll get a notification from Wallet that your balance has changed.
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You can use Apple Cash to make purchases just as you would with physical cards and cash. You can spend your Apple Cash using either Apple Pay or your virtual card number. You can also transfer your Apple Cash to your bank account. If you have an Apple Card and choose to automatically save your Daily Cash in a Savings account, you can use Apple Cash to move money in and out.5
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Yes. With Apple Cash Family, you can set up Apple Cash for members in your Family Sharing group who are under age 18. Once it’s set up, they can send, spend, and receive money using Apple Cash. You can receive notifications when they make a transaction, limit the people they can send money to, and even lock their account.
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Apple Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay.Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to Wallet.
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You can easily transfer money to your Apple Cash once you’ve added a debit card to Wallet. Any money you receive in Messages or Wallet is automatically added to your Apple Cash balance. For users under 13, money is added to their Apple Cash card only when someone sends them money.If you use Apple Card, your Daily Cash back is also deposited to your Apple Cash card if you set it up. And if you haven’t set up your Apple Cash card yet, you can either route your Daily Cash to a Savings account or apply it as a credit on your statement balance.
