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Insight & Comment

  • February 28 2026
    Claer Barrett
    Why is HMRC making tax so diabolical?
    April’s Making Tax Digital launch will instead Make Tax Difficult
    A woman at a laptop with papers strewn across her desk
  • February 28 2026
    Rich People’s ProblemsJames Max
    Are my shoes giving off the right signals?
    To the expert eye, footwear used to reveal a lot about a person. Now everyone wears trainers, all bets are off
    Illustration of a smart shoe eyeing up a colourful trainer
  • February 28 2026
    Simon Edelsten
    What my biggest investment mistake teaches us about the software sell-off
    When shares you own sink, assume that you’re wrong, rather than looking for reasons why you’re right
    Montage image of a hand holding a Nokia mobile with a Yell.com menu showing onscreen
  • February 27 2026
    FT Financial Literacy and Inclusion Campaign
    Free reader webinar: Build healthier financial habits
    Sign up and put your questions to Megan Archer-Fox and Claer Barrett
  • February 27 2026
    Stuart Kirk
    What you said about my new ChatGPT investment adviser
    Plenty of readers admit to using AI already; others have major concerns
    Finger pointing to a chat GPT search box with british pound notes behind.
  • February 26 2026
    Your QuestionsLucy Warwick-Ching
    Should I settle my loan charge dispute with HMRC?
    A settlement opportunity was announced in the last Budget
    A woman sits at a desk, looking stressed while reviewing documents and holding her head. A laptop and a coffee cup are in front of her, with the HMRC crown logo in the background.
  • February 20 2026
    House & Home
    Is it better to rent or buy when you retire?
    The Boomer generation has traditionally leant towards property ownership. But with price growth stagnant in many parts of the UK, more are opting to free up capital and rent
    A collage illustration of houses with “For sale” and “For rent” signs, alongside two stylish adults amid oversized flowers.
  • February 20 2026
    Skin in the GameStuart Kirk
    Dear ChatGPT, please construct me an optimal portfolio
    AI is already smarter and more knowledgeable than all financial advisers
    An illustration showing stacked coins and rolled British banknotes with a stylised ChatGPT logo in the background.
  • February 18 2026
    Your QuestionsLucy Warwick-Ching
    How can I settle a boundary row with my neighbour?
    I don’t want to fall out with them or get into an expensive dispute
    Two people talking over a wooden garden fence, with one person leaning on the fence and smiling. The background is a yellow-green gradient.
  • February 14 2026
    Serious MoneyClaer Barrett
    Here’s the stupid thing about romance scams
    If anyone should be ashamed of this crime, it’s the social media platforms
    Montage image of a hand holding out a rose with a speech bubble, and hands on a laptop with a debit card
  • February 13 2026
    Nathan Valbonesi
    How to give and not feel taken for granted
    Inheritance tax changes are encouraging families to pass on wealth sooner but, before you do, analyse the psychology of gift giving
    Alt text: An illustration showing hands holding a family photo, surrounded by a graduation cap, engagement ring, and washing machine.
  • February 11 2026
    Financial ThinkingJonathan Guthrie
    It’s time to phase out student loans
    The scheme is, as critics claim, a tax on the majority of British graduates — it’s time the state did the honest thing
    Illustration of a graduate in cap and gown tied up by a snakelike creature with a pound sign for a mouth
  • February 11 2026
    Your QuestionsLucy Warwick-Ching
    Can I stop my niece removing me as executor of her mother’s will?
    I am concerned about my late sister’s wishes not being upheld
    A person’s hands signing paperwork with a pen, suggesting legal or official documents, against a pink background.
  • February 7 2026
    Serious MoneyClaer Barrett
    Should you overpay your mortgage — or invest the money instead?
    A new app aims to help homeowners clear loans faster
    Montage image of a house and a screen of investment stocks, with a contactless payment machine and a phone
  • February 6 2026
    Skin in the GameStuart Kirk
    Regulators should let me buy whatever I want
    If the definition is doing it for money — aren’t all investors professional?
    A hand holds a smartphone displaying a stock trading app behind a red velvet rope barrier, with financial charts in the background.
  • February 4 2026
    Neal Hudson
    Who killed the British flat?
    The government needs to revive the appeal of flats — but capping ground rents at £250 a year won’t cut it
    Montage image of a block of flats and a line chart
  • February 4 2026
    Your QuestionsLucy Warwick-Ching
    How can I protect my children’s inheritance?
    I’m divorcing in my late 60s and my ex-husband’s new partner is much younger
    Two woman talking to a lawyer.
  • January 31 2026
    Claer Barrett
    Gen Z trend for ‘admin nights’ is worth following
    Finding time to collectively focus on your finances pays dividends
    Three young adults sit together on an orange couch looking at a laptop, appearing engaged and collaborative.
  • January 31 2026
    Inheritance
    How blended families can avoid an inheritance argument
    Dividing an estate between members of a stepfamily is complicated — don’t put things off until it’s too late
    Illustration of an hourglass with a house and family inside, with the sand draining away from underneath
  • January 31 2026
    Simon Edelsten
    The investment bubble that has already burst
    Concerns over AI stocks are widespread — but we rarely describe net zero in these terms
    Montage image of three wind turbines, solar panels and a downward zigzagging red line
  • January 30 2026
    Skin in the GameStuart Kirk
    How not to short gold
    Few investors want to it seems, but those who do need to be careful
    A grayscale hand holds a gold bar against a pink background, with illustrated US dollar bills floating around.
  • January 29 2026
    Philip Augar
    It’s time we had a proper debate about funding university education
    Changes to student loans have, in effect, privatised undergraduate teaching in England
    Students study and collaborate at desks within colourful, partitioned booths that provide privacy and quiet workspaces
  • January 28 2026
    Your QuestionsLucy Warwick-Ching
    What should I do with income from a share sale?
    I’m worried about how much tax I will have to pay
    A man in a striped shirt sits at a desk using a calculator, with a laptop, documents, and a water bottle in front of him.
  • January 28 2026
    Jonathan Guthrie
    Raising the state pension age: will more Britons work until they drop?
    Overall longevity continues to rise, compounding pressure on stretched government finances
  • January 23 2026
    Skin in the GameStuart Kirk
    Do your retirement goals suffer from money illusion? Mine did
    Focusing on ‘the number’ doesn’t take inflation into account
    A graphic depicting a yellow zigzag arrow trending upward on a road sign, set against a background of classical financial buildings
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