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Pensions

  • January 21 2026
    Financial ThinkingJonathan Guthrie
    How the pensions triple lock will end
    State pension indexation is very important to retirees — but almost certainly too expensive to survive
  • January 20 2026
    Stephen Bush
    Intergenerational strife is a losing political strategy
    The lure of pensioner-bashing doesn’t take real life into consideration
    Illustration of a heart locket with a black & white picture of an elderly couple on one side with red devil’s horns drawn on each of their foreheads
  • January 17 2026
    Serious MoneyClaer Barrett
    How much does the ‘single tax’ hurt your investments?
    Couples are more likely to invest as they get older, but it’s not the same for those on their own
    Montage of a woman sat on a bench surrounded by coins
  • January 16 2026
    Sovereign wealth funds
    Is the US about to screw SWFs?
    Taxing times
  • January 15 2026
    The Big Read
    Can Europe still afford its generous state pensions?
    Rising numbers of older people across the continent are straining budgets and making for some difficult political decisions
    Two elderly women from behind with euro banknotes and chart lines on an orange background
  • January 14 2026
    Financial services
    Pension fund sues Hermes over ‘existential gamble’ on wind farms
    Claim alleges ‘no competent infrastructure manager’ would have invested in such ‘highly risky’ assets
    Smartphone displaying the Federated Hermes logo held in front of a blurred website with the same branding. Focus is on the phone screen.
  • January 14 2026
    Jonathan Guthrie
    Why life really is cheaper after you retire
    It can be scary without a salary, but savings made in retirement can mount up
  • January 10 2026
    Clare Munro
    You’ve withdrawn your pension lump sum — now what?
    Make the most of your tax-free cash. Live long, live well and live generously
    Five colourful beach huts in a row are reflected in still water at sunrise, with long shadows and empty beach grass in the foreground.
  • January 8 2026
    Pensions industry
    FCA to implement four-point ‘traffic light’ system to show pension fund performance
    UK regulator updates reforms in drive for better retirement outcomes
    Sign for the Financial Conduct Authority is displayed on glass at the organization's head office, with building reflections visible.
  • January 7 2026
    Pensions industry
    Pensions not a ‘plaything’ in domestic investment drive, governments warned
    Industry figures fear using more retirement pots to kick-start economic growth could run counter to savers’ interests
    Commuters walk past the Bank of England, some looking at their phones, with blurred lights in the foreground.
  • January 2 2026
    Personal Finance
    UK investment platforms to cut fees in effort to woo customers
    Government push to create ‘nation of investors’ stokes competition between providers
    Rachel Reeves speaks at a podium with a UK flag behind her, gesturing with one hand during a press briefing.
  • January 1 2026
    Personal Finance
    Five simple ways to reset your finances in 2026
    Resolving to be better with money in the year ahead? Here’s what Claer Barrett recommends
    Illustration of a hand holding a squeegee wiping through a messy wall of scribbles to reveal greenery, a blue sky and a tree outside
  • December 31 2025
    News in-depthPensions industry
    Netherlands overhauls its €1.8tn pension system
    Switch from defined benefit to defined contribution model aims to ensure long-term sustainability
    People walk across a bridge over the Keizersgracht canal in Amsterdam with bicycles parked nearby.
  • December 21 2025
    Workplace pensions
    Royal Mail’s new pension scheme falls 5% in first six months
    Pioneering CDC product underperforms benchmark index by a percentage point
    A Royal Mail employee in a red and black uniform sorts mail at the back of a delivery van displaying the Royal Mail logo.
  • December 20 2025
    US equities
    Australia’s biggest pension fund to cut global stocks allocation on AI concerns
    AustralianSuper warns of ‘maturing’ US tech cycle and high valuations
    A person with an umbrella walks along a rainy waterfront near the Sydney Harbour Bridge, with the Sydney Opera House and city skyline in the background.
  • December 19 2025
    Ageing Populations
    Over-50s should work for longer to ease pressures of ageing society, say Lords
    Falling fertility rates and rising life expectancy will pose ‘significant economic and fiscal challenges’
  • December 17 2025
    European Union
    Former EU lawmakers lose case against pension cuts
    Nigel Farage and Marine Le Pen would have benefited from a positive ruling
    Members of the European Parliament seated at desks, some raising their hands to vote during a plenary session.
  • December 15 2025
    BlackRock Inc
    BlackRock loses second Dutch pension mandate over sustainable investing concerns
    €5bn in assets withdrawn by metal and tech workers’ group
    Larry Fink sits silently onstage during the 2025 New York Times Dealbook Summit, looking to his left.
  • December 13 2025
    Serious MoneyClaer Barrett
    Is now really a good time to start investing?
    Government begins push to create a ‘nation of investors’ as AI bubble fears intensify
    Montage image of an hourglass, an arrow zigzagging and pointing down, and a pointing hand
  • December 12 2025
    Public sector pensions
    MPs’ pension scheme makes ‘mockery’ of Reeves investment push
    Fund has lower than average weighting to UK stock market
    Elizabeth Tower and the Houses of Parliament silhouetted at dusk, with a glowing clock face and pink clouds in the sky.
  • December 12 2025
    India Business Briefing
    Microsoft and Amazon’s multibillion-dollar bets on India
    Also in this newsletter: broader investments for pension funds
    Premium content
    Satya Nadella shakes hands with Modi during their meeting in New Delhi
  • December 11 2025
    Private credit
    Beware rushing into private credit deals, warns Canadian pension giant
    CPPIB chief John Graham says institutional investors should ‘know what you’re buying’
    John Graham appears during a television interview, wearing a suit and tie, with a blue and green background behind him.
  • December 5 2025
    German politics
    German parliament approves pension bill as Merz quells rebellion
    Chancellor had faced defections in his own ranks that had raised doubts over his coalition’s viability
    Friedrich Merz speaks in parliament during a budget debate, wearing a suit and glasses, with a blurred reflection in the foreground.
  • December 5 2025
    UK tax
    Reeves’ salary sacrifice changes to hit 3.3mn pension savers
    HMRC data points to impact of UK government’s crackdown on tax advantages of workplace schemes
    Several British one-pound coins resting on a dictionary page showing the definition of ‘pension fund’.
  • December 4 2025
    Workplace pensions
    UK pension funds sell UK equities shocker
    In charts
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