• September 16 2025
  FT Financial Literacy and Inclusion Campaign

  Don’t fret about debt: the basics of borrowing

  Most people have to borrow money at some stage in life. But there are good and bad ways to go about it

  
• September 16 2025
  FT Financial Literacy and Inclusion Campaign

  The smart way to manage a savings account

  Putting money into a bank account is simple in theory, but more tricky in practice. Here’s what you need to know

  
• September 16 2025
  FT Financial Literacy and Inclusion Campaign

  The best way to build a budget

  Working out what you earn and spend over time is the first step to taking control of your finances

  
• September 13 2025
  Insight & Comment

  ‘Boomerang kids’ and an age-old problem over rent that’s getting worse

  For some parents, a compromise is to keep payments low so the child can save for when they finally move out 

  
• August 30 2025
  Retirement

  How to make the ‘third quarter’ of your life the best quarter

  Cruises, holidays, gifting: the early years of retirement are to be enjoyed — just make sure you have a robust pension decumulation plan in place

  
• August 23 2025
  UK tax

  How the tax creep crept up on middle England

  If you feel like you’re hardly better off after a pay rise, here’s why

  
• July 18 2025
  Personal Finance

  Employee share ownership plans: how to spot a bad one

  Study the small print carefully before signing up

  
• July 11 2025
  Pensions

  Women miss out on ‘free pension money’ from salary sacrifice

  Scottish Widows study finds lower take-up of scheme among female workers

  
• July 2 2025
  Wealth management

  IHT changes create ‘serious challenges’ for thousands of retirement savers

  Labour’s decision to bring pensions into scope of inheritance tax creates issues for Sipps holding commercial property

  
• June 28 2025
  Healthcare

  Private health cover is ‘essential’, say a third of working population

  Cost and complexity deter people from buying medical insurance

  
• June 14 2025
  Insight & Comment

  Why you should worry more about inflation in retirement

  Advisers recommend a mixture of guaranteed income alongside a flexible portfolio of drawdown assets

  
• June 7 2025
  Ageing Populations

  Living longer — the ‘fundamental financial challenge’

  ‘Wake-up call’ from survey shows retirees misunderstand their likely lifespan

  
• May 24 2025
  Personal pensions

  How to cash out a pension (and not get a massive tax bill)

  With inheritance rules changing, people need to stagger drawdowns to minimise tax hit

  
• May 17 2025
  Financial Advice

  Is it time for a ‘mid-retirement MOT’?

  Giving your finances a check-up can be vital for those who embarked on retirement on an unsustainable financial footing

  
• May 9 2025
  Insight & Comment

  Are you falling foul of IHT gifting rules?

  HMRC hasn’t changed its gift exemptions for more than 40 years. But there are ways to avoid tax

  
• March 22 2025
  Insight & Comment

  How to spot a dodgy tax scheme like the one that tripped Dettori

  HMRC’s pursuit of racing star is an indication of its renewed attention on avoidance

  
• March 14 2025
  Insight & Comment

  Even A-list actors couldn’t convince us to green our pensions

  Filmmaker Richard Curtis’s campaign has bitten the dust — an unfortunately predictable ending

  
• March 6 2025
  Isa Guide 2025

  What’s going into your stocks-and-shares Isa this year? 

  Diversification is key if you’ve benefited from the US tech boom

  
• February 28 2025
  Insight & Comment

  Venture capital trusts have little reason to celebrate turning 30

  Fundraising for the tax-efficient assets is up 10 per cent this year — but they remain a niche choice

  
• February 7 2025
  Insight & Comment

  How to retire and not run out of money

  Theories differ, but most say plan for the ‘retirement smile’ spending pattern

  
• February 1 2025
  Personal pensions

  Retirees can struggle to shift the ‘saver mindset’

  Spend or save is a tricky balancing act as we age

  
• January 27 2025
  Special ReportFTfm: Fixed Income

  Does lower inflation make bonds an appealing option for portfolios?

  Gilts can offer an attractive income that is regular, predictable and contractual

  
• January 24 2025
  Personal Finance

  Reader callout: do you plan to retire abroad?

  Will tax and succession planning affect Britons’ choice of destination?

  
• January 18 2025
  Insight & Comment

  Investment trusts under fire again — are they finally listening?

  Activist’s attack on ‘miserable seven’ highlights some well-known complaints

  
• January 10 2025
  Insight & Comment

  Your new year pension tidy up could drag on until spring

  Why is it so difficult to transfer your retirement savings to a new provider?