MyCreditCardWatch.com

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Credit Card Watch - Daily Tips on the Credit Card Market and What you can expect

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Credit Card Companies Slash Card Holder Credit Limits
Has anything changed on your credit card statements? If no, consider yourself lucky. According to a recent Synergistics Research Corp survey, 21 percent of consumers reported receiving an interest rate hike, 17 percent reported an increase in minimum payment due and 9 percent had a decrease in credit limit. The actual results could be much higher because the survey respondents were people who actually realized there was a change. Many people mistake notices from their credit card companies as junk mail when in fact it was notification of a change in terms. As a result, most people find out about the adverse action after it has already occurred.
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