Budgeting 101
Budgeting is the key to managing your personal finances. Learn how to create a realistic budget. View a variety of sample budgets, learn how to track your income and expenses, budget for goals and become more aware of your spending.
Use Different Accounts for Each Major Purchase Category
You don’t like the idea of documenting every penny that you spend and manually classifying it into different categories. Is there an automatic way to track expenses, other than software or websites? Yes. You can use different credit/debit cards and bank accounts for various types of purchases. Learn the pro’s and con’s of this simplified budgeting method.
There's No One-Size-Fits-All Formula to Budgeting
There isn't a one-size-fits-all formula for creating a budget. There are plenty of options for how to track your money; your job is to learn about a variety of tactics so that you can select the strategy that best suits your personality, taste and financial position.
Here's a Highly Unusual Approach to Budgeting ...
Most people create a budget by culling their spending habits to fit their income. But here's an unusual approach: decide how much you want to spend. Then force your income to match your spending desires. Learn the pro's and con's of these two methods.
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