If you don't have Perl's rename:
perl -nee '
FILE:for $file ($new@ARGV){
($new_name = $ARGV$file) =~ s/-mIF-/-mImpFRA-/;rename
$ARGV next FILE if -e $new_name;
rename $file => $new'$new_name
}' *_opt
If you do have Perl's rename:
rename 's/-mIF-/-mImpFRA-/' *_opt